HomeMy WebLinkAboutA024 - Letter from Firstar dated March 1, 1995 - Promissory Note to extend Hold Check Firstar Bank Ames
FiRSPIR FMAR 3
CITY OF LE
IOWA
March 1, 1995
Mr. Paul Wiegand
515 Clark Ave.
Ames, IA 50010
RE: Hold Check for Hunziker, Furman, Friedrich and Buck
Dear Mr. Wiegand:
Enclosed is a copy of the Promissory Note to extend the Hold Check issued to the City of
Ames for an additional year. This was originally issued one year ago in the amount of
$79,695.00 for the widening of R-50, Northridge Parkway Subdivision 1 Oth Addition.
Please give me a call at 292-3603 if you have any questions.
Sincerely,
Richard M. Fischer
Executive Vice President
ice.LF J s
405 Main Street
P.O. Box 828
Ames, Iowa 50010-0828
515/232-8200
515/232-5865 FAX
PROMISSORY NOTE
Not a Consumer Credit Transaction
Maker: Reinhard K, Friedrich, Robert 0. Buck, No.: 2626322-9007
Donald Furman Amount $*79,695.00
Note Date: February 28, 1995 Maturity pate: February128, 1996
Firs s FOR VALUE RECEIVED the undersigned, Jointly and severally, as principals, promise to pay to the order of _
fts successors and assigns (hereinafter referred to as 'Bank"),
the sum of
S27 ntv—Ninp Thousand Cif H a ' N1rietV Five_ and N9/100
with Interest thereon at the rate of 9.00% Dollars (S 79.695.0_0) 1
said principal and Interest to be paid as follows; 1t maturity percent per annum;
or In equal installmenta-of of each successive and one final Installment with Interest thereon, all payable on the same day of
beginning on the day of then remaining.principal balance and Interest due on Maturity. entWith any
unpaid principal and the remainder In reduction of the principal. Alhinto' aym be computed shall be pliedfor first
actn payment
of Interest due on of days elapsed upon
the actual principal balance from time to time outstanding on the basis of a year of 360 days, p
if referred to or used herein,'the 'Announced Bank Prmel or "Prime Rate' (or similar reference) shall mean that rate of Interest described
Internal as the 'Prime Rate* of Bank announced from time to time by Bank and determined at the $ole discretion of Bank management as part of its
procedures. No representation Is made herein by Brink to the u
favored rate. ndersigned that the 'Prime Rate" Is either the lowest, the best, or a
favored
This note Is secured by all wxlsUng and future Hens and security Interests created by security agreements, mortgages, or any other
ccilateral documents between Bank and/or the undersigned or between'Bank and any endorsers, sureties, or guarantors of this note and
Payment may be accelerated according to any of said agreements and documents, The .undersigned and all endorsees, sureties, and
guarantors of this note are hereinafter collectively referred to.aa.the "Obligors.' The undersigned hereby grant to Bank a security interest and
lien In any credit balance or other money now or hereafter 'owed them by Bank and, In addition,
the ned agree that bank may
without notice or demand, set off•against any such credit balance.or other asset(s) any amount unpaid under this mote, whether due or not.
The undersigned represent*and warrant that the e.Ytens!on of credit c;ldanced by uiis note is for business, commer
Purposes, or is to an organization; cial, or agricultural
OTHER PROVISiONS: Borrower a81,rees to provide financial information and
annual is or more fre uentl as re ueste tax returns on an
Len er.
if this note Is secured by security agreement(s) check box. ❑
Date of security agreement(s):
--------------
THE ADDITIONAL TERMS AND CONDITIONS SET FORTH ON THE REVERSE SIDE OF THIS
PART OF THIS NOTE. THE UNDERSIGNED HEREBY ACKNOWLEDGE THE RECEIPT OF A COPY OF THIS
NOTE.
Address:
803 24th Street Reinhardt K. Friedrich, Robert 0. Buck
Ames, iowa 50010
an
Namelyvldua�l,�Corpor/atl�o�r7� am e ahl1), or or tlo
191nhar i
o er t U. uc
Dona d Furman
Home Phone 8uainesa Phone
Approving Officers initials _ RMF. / Hold check to City. Purpose: y of Ames for
Northridge Parkway Subdivision loth
Addition-Widening of R-So
726.lMo (9192)
Pape 1 of 2.
ADDMONAL TERMS AN&ADmot ',
time or from time to time of title to the whole of or any part at•th
and severally: m waive Qrea � collateral for this note by any person or entity other than any of
The Obligors, Jointly representation o
demand, notice of demand, protest, notice to protest,
notice nder the;Obligors; (tx) Bank determining that,any
nonpayment, end any other notice raga warranty made by any of the Obligors to Bank is, or was who'
the law to any of the Obligors In oonne' don with the delivery, made, untrue :or materlafiy misleading. (x) the occurrence of an
acoeptance, performance, default. or enforcement of this note, of default as defined in any security document which secures this
any endorsement. surety agreement or guaranty of this note, or note; or (4 Bank deeming itself insecure.
of any document or instrument aecurtty for, evidencing any .
payment of this note; (m consent to any and all acceptance$ of. 3 Upon the occurrence of an Event of Default, the entire principal
partial payments, delays. extension$, renewals, or other
term hereof, the balance plus accrued Interest outstanding hereunder and any or An
modifications,of this note or waivers the Obtigoro, any other Itabilttlea,.indebtedness and obligations of the Obligors t
release or a charge by Bank of any Bank (however acquired or evidenced) shall, at the option of Bank,
agreement by Bank• not to sue any Obligor, the release, ble, without presentment, notice,
for the payment hereof, become Immediately due and pays
substltudon, or exchange of any security Protest or demand of arty kind (ail of which are expressly waived
b the Obligors), and to the extent permitted by law. the rate of
any failure- to sot on the part of Ban and any indulgence P
shown by Bank from time to time and M one or more instances Y over the interest
of the a or more
and agree interest on the.unpaid prtnelpat'and accrued Interest shalt, at t
(without notice to ar n;sermt of am/ Option of Bank, be Increased to tour percent (446)
im il[or P.
note). compounded monthly, o
that no such act,failure to sot, or failure to exercise- �alr rate (as shovm on the face of rim
remedy on the part of the Bank shall In any way tour percent.(4%) over the Prime Rate of Bank ('Bank Default
the obligations of arty of the Obligors or y construed na a
of or otherwise affect, ar»I of Banks rights Rate7. The Bank Default Rate wm change each time and as o the
waiver by Bank date that the Prime Rate of Bank changes. Failure at any time to
under this note, under any endcrsembrit, surety agreement or exerdse any.of the aforesaid options or any other rights of Ban
guaranty, of this note, or under any document or Instrument
ant of this note; (ill) agree that hereunder shell not constitute a waiver.by Bank thereof, not $hail
evidencing any security for payment t prevent Bank from exercising any of the aforesaid options or rights
Bank is not required to first resort to arty collateral for payer a4 a later date. If this note Is payable on demand, the acceptant
a any
endorsement. surety by Bank of any partial payment hereof, from any of-the Obligors,.
before bringing an action hereon (or on
of this note) against the Obligors or any shall not affect the demand tenor of this note.
agreement or guaranty , at
one or more of them, and (M 9� to pay, on demand
coats and expenses of collection of this note or of any 4. This note is delivered in and shad be construed in accordance
endorsement or any guaranty,hereof andJor the enforcement of
, respect to, or She administration, supermrlaton, with the laws of the State of Iowa, and an litigation
this note or any
Banks rights`with reap on, any . this note.or of any endorsement or guaranty
preservation,_protection of. or reeitzstton uP
security glven for payment hereof shag be brought only In th
securing payment hereof, including, but not prnhed to, attomey's courts of*the State of Iowa or the courts of the United State
fees and.court costs, with ,such fees and expenses •being
which are shunted in the State of I ersone the sdicbtton upon tit
advances hereunder, and severally, consent to and confer p
of the following then courts of the State of Iowa or the. courts of the United State
The aurrer,ce of any one or more which are situated In the State of Iowa, and expressly w.aNe an
and obJectioira as to venue in any of such courts, and agree that
constitute an event of default under this note ("��t °t �� be made on.the Obligors by mamng a copy
Default"). 0 the failure of the Obligors to timely P$Y of service Of prowess may
discharge any obligations, liabilities or Indebtedness °} any
of the summons to their respective addresses.
the Obligors to Bank, whether under this note cc any s and
agreement, note or instrument now or hereaftOr eAsting, anyregal or unenforceable, In
ether at maturity or by Qcceleration and no prior 6. In
n° meson be heldto oInvalid provisions of this note sire
when due (wit death of any of f m .
rooeeding being red or whole or M part or In any respect, or In the event that any one or
demand therefor by Bank being necessary); (11)
the Obligors (if an individual), or a P more of the provisions of this note operate or would prospectively
commenced (Voluntarily or Imrofuntaft for the diaaolution or
the failure by the Obligors operate to invalidate tit!$ note, then and in etcher of those events
liquidation of any of the Obllgors', (tiq shall be-deemed null and vold
a In of prindpal or Interest or the failure such provision or provisions only
to timely pay any and shaft not atteot any other provision of this note and the
to perform any of the covenants, agreentermts or °ondttions of remaining provisions of this note shall remain operative and In tau
any other note, the collateral for which Is also collateral for the tome and effect and shad 1n no way be affected, prejudiced, o
note; [M the insolvency or business fafiure any
disturbed thereby.
ointment of a custodian. trustee,
Obligors, or the appointment of the property of Bank,
or receiver for any M the Obligors or for any ore by g, The, Obligors shall from time to time, upon request by
the Obligors; (v) any assignment for the benefit of cxedlt permit a representative of Bank to Inspect and make copies of the
or against any of the Obligors, or-the Ong of a petition booki and
°r against the Obligors Oblln�ur~nlah Bank such
financial Information In aifons, The rm acceptable ors
to
(whether voluntarily or htmroluntarfM by the she
under any bankruptoY, insolvency, or debtor's s, O Invr; W0 Bank as Bank may from time to time request.
occurrence of any readjustment of Indebtedness, oomposttion or
extension of any Indebtedness of any of the Obligors; (Vm any
attachments, liens or additional security Interest being placed
upon any of the collateral for ilnis 1_10te;
!ct any Page 2 of 2
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