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HomeMy WebLinkAboutA024 - Index of Bond Transcript with Attachments - Closing Date: September 12, 2019 ED0RSEY'° �Wvvayl':. ahead INDEX OF BOND TRANSCRIPT $10,775,000 General Obligation Corporate Purpose Bonds, Series 2019A Closing Date: September 12, 2019 City of Ames, Iowa-419370-64 TO: City of Ames PFM Financial Advisors RW Baird & Co., Inc. 1. Set Hearing on General Obligation Corporate Purpose Loan Agreement, Proof of Publication 2. Hearing on General Obligation Loan Agreement and Authorize Debt Service Levy 3. Approve Official Statement for 2019A General Obligation Bonds and Set Date for Sale 4. Sale & Issuance General Obligation Corporate Purpose Bonds, Series 2019A 5. Loan Agreement 6. Specimen Bond 7. Bond Counsel Opinion 8. Continuing Disclosure Certificate 9. Issue Price Certificate 10. Closing Certificate 11. 8038-G 12. Debt Schedule 8oi Grand Avenue I Suite 4100 1 Des Moines,IA 150309-2790 I T 515.283.1000 F 515.283.1o6o I dorseyxom Ames419370-61/SetHmg2019A GO LA SET DATE FOR HEARING ON GENERAL OBLIGATION CORPORATE PURPOSE LOAN AGREEMENT 419370-64 Ames, Iowa February 12, 2019 The City Council of the City of Ames, Iowa, met on February 12, 2019, at 6:00 o'clock p.m., at the City Hall Council Chamber, in the City. The Mayor presided and the roll was called showing the following members of the City Council present and absent: Present: Beatty-Hansen, Betcher, Corrieri, Gartin, Martin,Nelson. Absent: None. Council Member Nelson introduced the resolution hereinafter next set out, setting a date for a hearing on a general obligation corporate purpose loan agreement, and moved its adoption, seconded by Council Member Gartin; and after due consideration thereof by the City Council, the Mayor put the question upon the adoption of the said resolution and the roll being called, the following named Council Members voted: Ayes: Beatty-Hansen, Betcher, Corrieri, Gartin, Martin,Nelson. Nays: None. Whereupon, the Mayor declared the resolution duly adopted as hereinafter set out. At the conclusion of the meeting, and upon motion and vote the City ouncil journed. Mayor Attest: AU City Clerk -1- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/SetHrng2019A GO LA RESOLUTION NO. 19-031 Resolution to fix a date for public hearing on a loan agreement in a principal amount not to exceed $11,880,000 WHEREAS, the City of Ames (the "City"), in Story County, State of Iowa, proposes to enter into a General Obligation Loan Agreement (the "Loan Agreement") in a principal amount not to exceed $11,880,000, pursuant to the provisions of Section 384.24A of the Code of Iowa, for the essential corporate purposes of paying the cost, to that extent, of constructing improvements to streets, sanitary sewers and bridges and acquisition of emergency services communication equipment, and it is necessary to fix a date of meeting of the City Council at which it is proposed to take action to enter into the Loan Agreement and to give notice thereof as required by such law; NOW, THEREFORE, Be It Resolved by the City Council of the City of Ames, Iowa, as follows: Section 1. The City Council shall meet on the 5th day of March, 2019, at the City Hall Council Chamber, Ames, Iowa, at 6:00 o'clock p.m., at which time and place hearings will be held and proceedings will be instituted and action taken to enter into the Loan Agreement. Section 2. The City Clerk is hereby directed to give notice of the proposed action on the Loan Agreement, setting forth the amount and purpose thereof, the time when and place where the said meeting will be held, by publication at least once and not less than 4 nor more than 20 days before the date of said meeting, in a legal newspaper which has a general circulation in the City. The notice shall be in substantially the following form: -2- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IO WA Ames419370-64/Setl Img2019A GO LA NOTICE OF PUBLIC HEARING ON LOAN AGREEMENT IN A PRINCIPAL AMOUNT NOT TO EXCEED $11,880,000 (GENERAL OBLIGATION ESSENTIAL PURPOSES) The City Council of the City of Ames, Iowa, will meet on the 5th day of March, 2019, at the City Hall Council Chamber, 515 Clark Avenue, Ames, Iowa, at 6:00 o'clock p.m., for the purpose of holding a hearing and taking action to enter into a loan agreement (the "Loan Agreement") in a principal amount not to exceed $11,880,000, for the purpose of paying the cost, to that extent, of constructing improvements to streets, sanitary sewers and bridges and acquiring emergency services communication equipment. The Loan Agreement is proposed to be entered into pursuant to authority contained in Section 384.24A of the Code of Iowa and will constitute a general obligation of the City. At that time and place, oral or written objections may be filed or made to the proposal to enter into the Loan Agreement. After receiving objections, the City Council may determine to enter into the Loan Agreement, in which case, the decision will be final unless appealed to the District Court within fifteen(15) days thereafter. By order of the City Council of the City of Ames, Iowa. Diane Voss City Clerk -3- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/SetHmg2019A 00 LA Section 4. All resolutions or parts of resolutions in conflict herewith are hereby repealed to the extent of such conflict. Passed and approved February 12, 2019. Mayor Attest: City Clerk -4- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370.64/SetHmg2019A GO LA STATE OF IOWA COUNTY OF STORY SS: CITY OF AMES I, the undersigned, City Clerk of the City of Ames, do hereby certify that attached hereto is a true and correct copy of the proceedings of the City Council relating to fixing a date for a hearing on the City Council's proposal to take action in connection with a loan agreement, as referred to therein. WITNESS MY HAND this 121h day of February, 2019. City Clerk -5- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/SetHmg20I9A GO LA STATE OF IOWA COUNTY OF STORY SS: CITY OF AMES I, the undersigned, City Clerk of the City of Ames, do hereby certify that pursuant to the resolution of the City Council fixing a date of meeting at which it is proposed to take action to enter into a loan agreement, the notice, of which the printed slip attached to the publisher's affidavit hereto attached is a true and complete copy, was published on the date and in the newspaper specified in such affidavit, which newspaper has ``a��general circulation in the City. WITNESS MY HAND this �� day of G rcf,� , 2019. City Clerk (Attach here the publisher's original affidavit with clipping of the notice, as published.) -6- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Proof Of Publication In THE AMES TRIBUNE STATE OF IOWA, STORY COUNTY,ss. I, Scott Anderson, on oath depose and say that I am Publisher of THE AMES TRIBUNE, a daily newspaper, published at Ames, Story County, Iowa; that the annexed printed CITY OF AMES Notice of Public Hearing on Loan Agreement was published in said newspaper 1 time(s) on February 21, 2019 the last of said publication NOTI .+ii� � arN�ON LOANA1Z��1111P.ftIIjCIPAL ' N®LICE'` was on the'21 st day of February, 2019 AM0UU OTTOE'CEEO Le 511,880,000 �:.. ` (GENE. PRL,1t APON. talned In.+b(�ctlon 384.24A of the ESSENTIAL PURPOSES) Code of Iowa and wllr'constitute a The'Ctty Counclhiof the city of geheral ob',tlgatlon of the Clty.-,fit that time and place oral or writ Ames,.ibwa will eet,on the 5th ten oblectlo�nt may be fl ed ;or , day of March,2019,'at the Clty Hall mitre to the P'6D'sai,' enter Into Council.Chamber, 51$ Clark Ave- the Loan Agreement. After recelvr nue, Ames, Iowa, at 6:00'o'clock. Ins objections, the City Council P.m.,'for the..purpdse of holdng a may determine to enter Into the- hearlhg:dnd taking`Ac6n.to enter Loan Agreement, In which case;,- into,..-A",;loan agreement(the"Loan the{declslon will tie final unless Agreement") In a, Prlklpal appealed to the District Cod amount not,to exceed$11886,000, within fifteen(15)days thereafter for the pur{fose of paying tlSe cost, gy'ordgr"of,the City.Coun6ll"6f { is to that ekte�t,of constJucting Im- the C ty-of Ames,I ,a'. Provements•,to,streets—sanitary `.`Dlane.VO'$s - , sewers-and bridges and acquiring Clty Clerk _ emergency services communica- frWl`t tion equipment. The Loan Agree- publlshed``Ih the Ames Tribune qn e KIMBERLY NELSEN ment Is proposed to be entered In- I February 21,2019(1T) Commission Number 790054 o PurgUant to ;authority'con• — �w10, My Commission Expires May 19,2021 vv at = P Nollltary Public sworn to before and subscribed in my presence by Scott Anderson this 21st day of February, 2019 AMT: $22.64 AD#: 1210002 ACCT: 33408 Ames419370-64/2019 Hrg&Prelevy HEARING ON 2019 GENERAL OBLIGATION LOAN AGREEMENT AND AUTHORIZE DEBT SERVICE LEVY 419370-64 Ames, Iowa March 5, 2019 The City Council of the City of Ames, Iowa, met on March 5, 2019, at 6:00 o'clock p.m., at the City Hall Council Chambers,Ames, Iowa. The meeting was called to order by the Mayor, and the roll being called, the following named Council Members were present and absent: Present: Beatty-Hansen, Betcher, Corrieri, Gartin, Martin,Nelson. Absent: None. It was reported that a notice of intention to institute proceedings to enter into a 2019 General Obligation Essential Purpose Loan Agreement had been duly published as provided by law and that this is the time and place at which the Council shall receive oral or written objections from any resident or property owner of the City. The City Clerk announced that no written objections had been placed on file. The Mayor called for any written or oral objections, and the following persons presented comments: (List names of persons) There being no further comments, the Mayor closed the public hearing and announced that the City Council may authorize the Essential Purpose Loan Agreement in the amount as published. -1- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019 Hrg&Prelevy Council Member Betcher introduced the resolution next hereinafter set out, related to approving a debt service tax levy, and moved its adoption, seconded by Council Member Nelson. After due consideration and discussion, the Mayor put the question upon the adoption of said resolution, and the roll being called,the following Council Members voted: Ayes: Beatty-Hansen, Betcher, Corrieri, Gartin, Martin, Nelson. Nays: None. Whereupon, the Mayor declared the resolution duly adopted as hereinafter set out. -2- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019 Hrg&Prelevy RESOLUTION NO. 19-085 Resolution authorizing a Loan Agreement and providing for the levy of taxes WHEREAS, the City of Ames (the "City"), in Story County, State of Iowa, has heretofore proposed to enter into a General Obligation Essential Corporate Purpose Loan Agreement (the "Loan Agreement') in a principal amount not to exceed $11,880,000, pursuant to the provisions of Section 384.24A of the Code of Iowa, for the purpose of paying the cost, to that extent, of constructing improvements to streets, sanitary sewers and bridges and acquiring emergency services communication equipment, and has published notice of the proposed action and has held a hearing thereon; and WHEREAS, the City intends to enter into the Loan Agreement and to issue General Obligation Corporate Purpose Bonds in an amount not to exceed $11,880,000 (the "Bonds") in the future, and anticipates that principal and interest will come due on the Bonds before June 30, 2020, and it is now necessary to make provision for the levy of a debt service property tax to be collected in the fiscal year that will begin July 1, 2019 for the payment of such principal and interest; NOW, THEREFORE, Be It Resolved by the City Council of the City of Ames, Iowa, as follows: Section 1. The Council hereby expresses its intention to enter into the Loan Agreement and to issue the Bonds at such time as funds are needed, and the Council hereby declares that this resolution constitutes the additional action required by Chapter 384 of the Code of Iowa. Section 2. For the purpose of providing for the levy and collection of a direct annual tax sufficient to pay the principal of and interest on the Bonds, there is hereby ordered levied on all the taxable property in the City a direct annual tax for collection in the fiscal year beginning July 1, 2019, sufficient to produce the sum of$1,123,678. Section 3. A certified copy of this resolution shall be filed with the County Auditor of Story County, and said Auditor is hereby instructed to enter for collection and assess the tax hereby authorized. When annually entering such taxes for collection, the County Auditor shall include the same as a part of the tax levy for Debt Service Fund purposes of the City and when collected, the proceeds of the taxes shall be converted into the Debt Service Fund of the City and set aside therein as a special account to be used solely and only for the payment of the principal of and interest on the Bonds hereby authorized. -3- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019 Hrg&Prelevy Section 4. All resolutions or parts thereof in conflict herewith are hereby repealed to the extent of such conflict. Passed and approved March 5, 2019. Mayor Attest: City Clerk On motion and vote, the meeting adjourned. -J&46 Mayor Attest: . Ulm City Clerk -4- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019 Hrg&Prelevy STATE OF IOWA COUNTY OF STORY SS: CITY OF AMES I, the undersigned, City Clerk of the City of Ames, do hereby certify that as such I have in my possession or have access to the complete corporate records of the City and of its Council and officers and that I have carefully compared the transcript hereto attached with those corporate records and that the transcript hereto attached is a true, correct and complete copy of all the corporate records relating to the authorization of a loan agreement and authorization of a debt service tax levy related to the City's $11,880,000 General Obligation Corporate Purpose Bonds, and that the transcript hereto attached contains a true, correct and complete statement of all the measures adopted and proceedings, acts and things had, done and performed up to the present time with respect thereto. WITNESS MY HAND this 5th day of March, 2019. City Clerk -5- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames4 1 93 7 0-64/2 0 1 9 Hrg&Prelevy STATE OF IOWA SS: COUNTY OF STORY I, the undersigned, County Auditor of Story County, in the State of Iowa, do hereby certify that on the I q"— day of March, 2019, the City Clerk of the City of Ames filed in my office a certified copy of a resolution of the City shown to have been adopted by the City Council on March 5, 2019, entitled: "Resolution authorizing a Loan Agreement and providing for the levy of taxes," and that I have duly placed the copy of the resolution on file in my records. I further certify that the taxes provided for in that resolution will in due time, manner and season be entered on the State and County tax lists of this County for collection in the fiscal year beginning July 1, 2019, and subsequent years as provided in the resolution. WITNESS MY HAND this / y day of M A lfc4 ,2019. Count uditor i -6- DORSEY &WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames4 1 93 7 0-64/�uth POS/SetSale2019AGO APPROVE OFFICIAL STATEMENT FOR 2019A GENERAL OBLIGATION BONDS AND SET DATE FOR SALE 419370-64 Ames, Iowa August 13, 2019 The City Council of the City of Ames, Iowa, met on August 13, 2019, at 6:00 o'clock p.m., at the City Hall Council Chambers,Ames, Iowa. The meeting was called to order by the Mayor, and the roll was called showing the following members of the City Council present and absent: Present: Betcher, Corrieri, Gartin,Martin,Nelson Absent: Beatty-Hansen. It was reported that the City's municipal advisor, PFM Financial Advisors LLC, had prepared certain documentation related to the sale by the City of its .General Obligation Corporate Purpose Bonds, Series 2019A, and that it was necessary for the Council to adopt a resolution setting the date for the sale of those bonds. After due consideration and discussion, Council Member Betcher introduced the following resolution and moved its adoption, seconded by Council Member Gartin. The Mayor put the question upon the adoption of said resolution, and the roll being called, the following Council Members voted: Ayes: Betcher, Corrieri, Gartin, Martin,Nelson Nays: Beatty-Hansen. The Mayor declared the resolution duly adopted, as hereinafter set out. At the conclusion of the meeting and upon motion and vote, he City Council ad'ourned. Mayor Attes : . City Clerk DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames4191170-64/Audi POS/SetSale2019AG0 RESOLUTION NO. 19-389 Setting date for sale of General Obligation Corporate Purpose Bonds, Series 2019A and authorizing the use of a preliminary official statement in connection with the sale of the Bonds WHEREAS, the City of Ames (the "City"), in Story County, State of Iowa, has heretofore proposed to enter into a General Obligation Loan Agreement (the "Loan Agreement"),pursuant to the provisions of Section 384.24A of the Code of Iowa, for the purpose of paying the cost, to that extent, of constructing improvements to streets, sanitary sewers and bridges and acquiring emergency services communication equipment, and has published notice of the proposed action and has held a hearing thereon; and WHEREAS, the City proposes to offer for sale its General Obligation Corporate Purpose Bonds, Series 2019A, in the principal amount of$11,555,000(the"Bonds"); and WHEREAS, a Preliminary Official Statement (the "Preliminary Official Statement") has been prepared to facilitate the sale of the Bonds and it is now necessary to make provision for the approval of the Preliminary Official Statement and to authorize its use by PFM Financial Advisors LLC; NOW, THEREFORE, It Is Resolved by the City Council of the City of Ames, Iowa, as follows: Section 1. The 27"' day of August, 2018, at 11 o'clock a.m. is hereby set as the deadline for submitting bids for the sale of the Bonds, and the City Council will meet on the same date to review the bids received and to take action to award the sale of the Bonds. Section 2. The use by PFM Financial Advisors LLC of the Preliminary Official Statement relating to the Bonds, in substantially the form as has been presented to and considered by the City Council, is hereby approved, and PFM Financial Advisors LLC is hereby authorized to prepare and use a final Official Statement for the Bonds substantially in the form of the Preliminary Official Statement, but with such changes therein as are required to conform the same to the terms of the Bonds and, when adopted, the resolution authorizing the issuance of the Bonds, and the City Clerk is hereby authorized and directed to execute a final Official Statement for the Bonds, if requested. The Preliminary Official Statement as of its date is deemed final by the City within the meaning of Rule 15(c)(2)-12 of the Securities and Exchange Commission. Section 3. Pursuant to Section 75.14 of the Code of Iowa, the City Council hereb authorizes the use of electronic bidding procedures for the sale of the Bonds through PARITY, and hereby finds and determines that the PARITY® competitive bidding system will provide reasonable security and maintain the integrity of the competitive bidding process and will facilitate the delivery of bids by interested parties under the circumstances of this bond sale. Section 4. All resolutions and orders or parts thereof in conflict with the provisions of this resolution,to the extent of such conflict, are hereby repealed. -2- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOMES,IOWA Ames419:70-64/Ruth POS/SetSale2019AGO Section 5. This resolution shall be in full force and effect immediately upon its adoption and approval, as provided by law. Passed and approved August 13, 2019. Mayor Attest: City Clerk -3- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOTNES,IOWA Ames419570.641"'tuth POS{SetSa1e2019AGO STATE OF IOWA COUNTY OF STORY SS: CITY OF AMES I, the undersigned, City Clerk of the City of Ames, do hereby certify that attached hereto is a true and correct copy of the proceedings of the City Council relating to setting a date for sale of bonds and the approval of an official statement,as referred to herein. WITNESS MY HAND this 15 day of , , 2019. City Clerk -4- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019AGOSale/Issnc SALE AND ISSUANCE OF GENERAL OBLIGATION CORPORATE PURPOSE BONDS, SERIES 2019A 419370-64 Ames, Iowa August 27, 2019 The City Council of the City of Ames, Iowa, met on August 27, 2019, at 6:00 o'clock p.m., at the City Hall Council Chambers. The meeting was called to order by the Mayor, and the roll was called showing the following Council Members present and absent: Present: Beatty-Hansen, Betcher, Corrieri, Gartin,Nelson Absent: Martin. This being the time and place fixed by the Council for the consideration of bids for the purchase of the City's General Obligation Corporate Purpose Bonds, Series 2019A, it was reported that bids had been received and canvassed on behalf of the City at the time and place fixed therefor. Whereupon, such bids were placed on file, and the substance of such bids was noted in the minutes, as follows: Name and Address of Bidder Final Bid (interest cost) (ATTACH BID TABULATION) Council Member Gartin introduced the resolution next hereinafter set out and moved its adoption, seconded by Council Member Betcher. The Mayor put the question upon the adoption of said resolution, and the roll being called,the following Council Members voted: Ayes: Beatty-Hansen, Betcher, Corrieri,Gartin,Nelson Nays: Martin. Whereupon, the Mayor declared the resolution duly adopted as hereinafter set out. -1- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA TABULATION OF BIDS City of Ames, Iowa $11 ,555,000* General Obligation Corporate Purpose Bonds, Series 2019A AWARD: BAIRD RATING: Moody's Investors Service `Aa1' SALE DATE: August 27, 2019 COUPON NET INTEREST COST PURCHASE NAME OF BIDDER RATE YEAR &TRUE INTEREST RATE PRICE ROBERT W. BAIRD & CO., INC. 5.00% 2020-2022 $1,236,218.50* $12,617,066.85* Red Bank, New Jersey 1.50% 2023 C.L. KING & ASSOC. 5.00% 2024-2027 1.6259%* New York, New York 2.00% 2028-2029 EDWARD D. JONES & CO 2.00% 2031 1) St. Louis, Missouri DOUGHERTY & CO. LLC. Minneapolis, Minnesota FIDELITY CAPITAL Boston, Massachusetts LOOP CAPITAL MARKETS New York, New York CREWS & ASSOC., INC. Little Rock, Arkansas ROSS, SINCLAIRE & ASSOC. LLC Cincinnati, Ohio DAVENPORT & CO. LLC Richmond, Virginia BERNARDI SECURITIES, INC. Chicago, Illinois OPPENHEIMER & CO. Stamford, Connecticut SUMRIDGE PARTNERS, LLC Jersey City, New Jersey Syndicate list continued on next page. 1) Represents a term bond with mandatory redemption sinking payments. * Subsequent to the receipt of bids, the City decreased the aggregate par amount of the Bonds to$10,775,000. The resulting Purchase Price decreased to $11,753,343.62, the True Interest Rate increased to 1.6388% and the Net Interest Cost decreased to$1,196,211.17. 0 801 Grand Avenue, Suite 3300 Des Moines, Iowa 50309 (515)243-2600 PfM City of Ames, Iowa $11,555,000* General Obligation Corporate Purpose Bonds, Series 2019A Tuesday, August 27, 2019 Page 3 COUPON NET INTEREST COST PURCHASE NAME OF BIDDER RATE YEAR &TRUE INTEREST RATE PRICE UMB BANK, N.A. 5.00% 2020-2028 $1,304,307.65 $13,235,326.10 Dallas, Texas 3.00% 2029-2031 1.6517% J.P. MORGAN SECURITIES LLC 5.00% 2020-2027 $1,351,675.76 $13,422,132.85 New York, New York 4.00% 2028-2031 ESTRADA, HINOJOSA& CO. 1.6859% San Antonio, Texas ACADEMY SECURITIES New York, New York FIFTH THIRD SECURITIES, INC. 5.00% 2020-2022 $1,327,648.62 $13,099,006.59 Cincinnati, Ohio 1.50% 2023 5.00% 2024-2027 1.6872% 4.00% 2028-2029 3.00% 2030-2031 UBS FINANCIAL SERVICES, INC. 5.00% 2020-2022 $1,358,137.14 $13,068,518.07 New York, New York 1.50% 2023 5.00% 2024-2027 1.7289% 4.00% 2028-2029 3.00% 2030-2031 Ames4l 93 70-64/2019AGOSaIe/Issue RESOLUTION NO. 19-464 Awarding Sale and Authorizing Issuance of General Obligation Corporate Purpose Bonds, Series 2019A and providing for the levy of taxes WHEREAS, the City of Ames (the "City"), in Story County, State of Iowa, has heretofore proposed to enter into a General Obligation Loan Agreement (the "Loan Agreement"),pursuant to the provisions of Section 384.24A of the Code of Iowa, for the purpose of paying the cost, to that extent, of constructing improvements to streets, sanitary sewers and bridges, and acquiring emergency services communication equipment, and has published notice of the proposed action and has held a hearing thereon;and WHEREAS, pursuant to advertisement of sale, bids for the purchase of General Obligation Corporate Purpose Bonds, Series 2019A (the "Bonds")to be issued in evidence of the City's obligation under the Loan Agreement were received and canvassed on behalf of the City and the substance of such bids noted in the minutes; and WHEREAS, upon final consideration of all bids, the City's municipal advisor has determined that the bid of Robert W. Baird & Co., Inc. (the "Purchaser"), is the best, such bid proposing the lowest interest cost to the City; and WHEREAS, it is now necessary to take action to authorize the issuance of the Bonds; NOW, THEREFORE, It Is Resolved by the City Council of the City of Ames, Iowa, as follows: Section 1. The City shall enter into the Loan Agreement with the Purchaser in substantially the form as will be placed on file with the Council, providing for a loan to the City in the principal amount of$10,775,000, for the purposes set forth in the preamble hereof. The Mayor and City Clerk are hereby authorized and directed to sign the Loan Agreement on behalf of the City, and the Loan Agreement is hereby approved. Section 2. The bid of the Purchaser referred to in the preamble is hereby accepted, and the Bonds, in the principal amount of$10,775,000 are hereby awarded to the Purchaser at the price specified in such bid, together with accrued interest. Section 3. The form of agreement of sale (the"Sale Agreement") of the Bonds to the Purchaser is hereby approved,and the Mayor and City Clerk are hereby authorized to execute the Sale Agreement for and on behalf of the City. Section 4. The Bonds are hereby authorized to be issued in evidence of the obligation of the City under the Loan Agreement, in the total aggregate principal amount of$10,775,000, to be dated September 12, 2019, in the denomination of $5,000 each, or any integral multiple thereof, maturing on June 1 in each of the years, in the respective principal amounts and bearing interest at the respective rates, as follows: -2- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Aines4 1 93 70-64/20 1 9AGOS ale/I ssne Principal Interest Rate Principal Interest Rate Year Amount Per Annum Year Amount Per Annum 2020 $860,000 5.00% 2026 $945,000 5.00% 2021 $775,000 5.00% 2027 $895,000 5.00% 2022 $810,000 5.00% 2028 $940,000 2.00% 2023 $845,000 1.50% 2029 $960,000 2.00% 2024 $860,000 5.00% 2031 $1,980,000 2.00% 2025 $905,000 5.00% The City Treasurer, Ames, Iowa, is hereby designated as the Registrar and Paying Agent for the Bonds and may be hereinafter referred to as the"Registrar"or the "Paying Agent." The City reserves the right to prepay part or all of the Bonds maturing in each of the years 2028 to 2031, inclusive, prior to and in any order of maturity on June 1, 2027, or on any date thereafter upon terms of par and accrued interest. If less than all of the Bonds of any like maturity are to be redeemed, the particular part of those Bonds to be redeemed shall be selected by the Registrar by lot. The Bonds may be called in part in one or more units of$5,000. Principal of the Bond maturing on June 1, 2031 is subject to mandatory redemption (by lot, as selected by the Registrar) on June 1, 2030, at a redemption price of 100% of the principal amount thereof to be redeemed, plus accrued interest thereon to the redemption date, in the following principal amounts: Principal Year Amount 2030 $980,000 2031 $1,000,000(Maturity) If less than the entire principal amount of any Bond in a denomination of more than $5,000 is to be redeemed, the Registrar will issue and deliver to the registered owner thereof, upon surrender of such original Bond, a new Bond or Bonds, in any authorized denomination, in a total aggregate principal amount equal to the unredeemed balance of the original Bond. Notice of such redemption as aforesaid identifying the Bond or Bonds (or portion thereof) to be redeemed shall be sent by electronic means or mailed by certified mail to the registered owners thereof at the addresses shown on the City's registration books not less than 30 days prior to such redemption date. Any notice of redemption may contain a statement that the redemption is conditioned upon the receipt by the Paying Agent of funds on or before the date fixed for redemption sufficient to pay the redemption price of the Bonds so called for redemption,and that if funds are not available, such redemption shall be cancelled by written notice to the owners of the Bonds called for redemption in the same manner as the original redemption notice was sent. All of such Bonds as to which the City reserves and exercises the right of redemption and as to which notice as aforesaid shall have been given and for the redemption of which funds are duly provided, shall cease to bear interest on the redemption date. -3- DORSEY &WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019AGOSale/Issnc Accrued interest on the Bonds shall be payable semiannually on the first day of June and December in each year, commencing June 1, 2020. Interest shall be calculated on the basis of a 360-day year comprised of twelve 30-day months. Payment of interest on the Bonds shall be made to the registered owners appearing on the registration books of the City at the close of business on the fifteenth day of the month next preceding the interest payment date and shall be paid to the registered owners at the addresses shown on such registration books. Principal of the Bonds shall be payable in lawful money of the United States of America to the registered owners or their legal representatives upon presentation and surrender of the Bond or Bonds at the office of the Paying Agent. The Bonds shall be executed on behalf of the City with the official manual or facsimile signature of the Mayor and attested with the official manual or facsimile signature of the City Clerk, and shall be fully registered Bonds without interest coupons. In case any officer whose signature or the facsimile of whose signature appears on the Bonds shall cease to be such officer before the delivery of the Bonds, such signature or such facsimile signature shall nevertheless be valid and sufficient for all purposes, the same as if such officer had remained in office until delivery. The Bonds shall not be valid or become obligatory for any purpose until the Certificate of Authentication thereon shall have been signed by the Registrar. The Bonds shall be fully registered as to principal and interest in the names of the owners on the registration books of the City kept by the Registrar, and after such registration,payment of the principal thereof and interest thereon shall be made only to the registered owners or their legal representatives or assigns. Each Bond shall be transferable only upon the registration books of the City upon presentation to the Registrar, together with either a written instrument of transfer satisfactory to the Registrar or the assignment form thereon completed and duly executed by the registered owner or the duly authorized attorney for such registered owner. The record and identity of the owners of the Bonds shall be kept confidential as provided by Section 22.7 of the Code of Iowa. Section 5. Notwithstanding anything above to the contrary, the Bonds shall be issued initially as Depository Bonds, with one fully registered Bond for each maturity date, in principal amounts equal to the amount of principal maturing on each such date, and registered in the name of Cede & Co., as nominee for The Depository Trust Company,New York,New York ("DTC"). On original issue,the Bonds shall be deposited with DTC for the purpose of maintaining a book- entry system for recording the ownership interests of its participants and the transfer of those interests among its participants (the "Participants"). In the event that DTC determines not to continue to act as securities depository for the Bonds or the City determines not to continue the book-entry system for recording ownership interests in the Bonds with DTC, the City will discontinue the book-entry system with DTC. If the City does not select another qualified securities depository to replace DTC (or a successor depository) in order to continue a book- entry system, the City will register and deliver replacement Bonds in the form of fully registered certificates, in authorized denominations of$5,000 or integral multiples of$5,000,in accordance with instructions from Cede & Co., as nominee for DTC. In the event that the City identifies a qualified securities depository to replace DTC, the City will register and deliver replacement -4- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019 AGOSate/I ssne Bonds, fully registered in the name of such depository, or its nominee, in the denominations as set forth above, as reduced from time to time prior to maturity in connection with redemptions or retirements by call or payment, and in such event, such depository will then maintain the book- entry system for recording ownership interests in the Bonds. Ownership interests in the Bonds may be purchased by or through Participants. Such Participants and the persons for whom they acquire interests in the Bonds as nominees will not receive certificated Bonds, but each such Participant will receive a credit balance in the records of DTC in the amount of such Participant's interest in the Bonds, which will be confirmed in accordance with DTC's standard procedures. Each such person for which a Participant has an interest in the Bonds, as nominee, may desire to make arrangements with such Participant to have all notices of redemption or other communications of the City to DTC, which may affect such person, forwarded in writing by such Participant and to have notification made of all interest payments. The City will have no responsibility or obligation to such Participants or the persons for whom they act as nominees with respect to payment to or providing of notice for such Participants or the persons for whom they act as nominees. As used herein, the term "Beneficial Owner" shall hereinafter be deemed to include the person for whom the Participant acquires an interest in the Bonds. DTC will receive payments from the City, to be remitted by DTC to the Participants for subsequent disbursement to the Beneficial Owners. The ownership interest of each Beneficial Owner in the Bonds will be recorded on the records of the Participants whose ownership interest will be recorded on a computerized book-entry system kept by DTC. When reference is made to any action which is required or permitted to be taken by the Beneficial Owners, such reference shall only relate to those permitted to act (by statute, regulation or otherwise) on behalf of such Beneficial Owners for such purposes. When notices are given, they shall be sent by the City to DTC, and DTC shall forward (or cause to be forwarded) the notices to the Participants so that the Participants can forward the same to the Beneficial Owners. Beneficial Owners will receive written confirmations of their purchases from the Participants acting on behalf of the Beneficial Owners detailing the terms of the Bonds acquired. Transfers of ownership interests in the Bonds will be accomplished by book entries made by DTC and the Participants who act on behalf of the Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interest in the Bonds, except as specifically provided herein. Interest and principal will be paid when due by the City to DTC, then paid by DTC to the Participants and thereafter paid by the Participants to the Beneficial Owners. Section 6. The Bonds shall be in substantially the following form: -5- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames4 1 93 7 0-64/2 0 1 9AGOSale/1 ssnc (Form of Bond) UNITED STATES OF AMERICA STATE OF IOWA STORY COUNTY CITY OF AMES GENERAL OBLIGATION CORPORATE PURPOSE BOND, SERIES 2019A No. $ RATE MATURITY DATE DATE CUSIP June 1, September 12, 2019 030807— The City of Ames (the "City"), in Story County, State of Iowa, for value received, promises to pay on the maturity date of this Bond to Cede& Co. New York,NY or registered assigns,the principal sum of DOLLARS in lawful money of the United States of America upon presentation and surrender of this Bond at the office of the City Treasurer, Ames, Iowa, (hereinafter referred to as the "Registrar" or the "Paying Agent'), with interest on said sum, until paid, at the rate per annum specified above, from the date of this Bond, or from the most recent interest payment date on which interest has been paid, on June 1 and December 1 of each year, commencing June 1, 2020, except as the provisions hereinafter set forth with respect to redemption prior to maturity may be or become applicable hereto. Interest on this Bond is payable to the registered owner appearing on the registration books of the City at the close of business on the fifteenth day of the month next preceding the interest payment date, and shall be paid to the registered owner at the address shown on such registration books. Interest shall be calculated on the basis of a 360-day year comprised of twelve 30-day months. This Bond shall not be valid or become obligatory for any purpose until the Certificate of Authentication hereon shall have been signed by the Registrar. This Bond is one of a series of General Obligation Corporate Purpose Bonds, Series 2019A (the "Bonds") issued by the City in the principal amount of$10,775,000, to evidence its obligation under a certain loan agreement, dated as of September 12, 2019 (the "Loan Agreement'), entered into by the City for the purpose of paying the cost, to that extent, of constructing improvements to streets, sanitary sewers and bridges and acquiring emergency services communication equipment. -6- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames4 1 9370-64/20 19AGOSale/Issnc The Bonds are issued pursuant to and in strict compliance with the provisions of Chapters 76 and 384 of the Code of Iowa, 2019, and all other laws amendatory thereof and supplemental thereto, and in conformity with a resolution of the City Council adopted and approved on August 27, 2019, authorizing and approving the Loan Agreement and providing for the issuance and securing the payment of the Bonds (the "Resolution"), and reference is hereby made to the Resolution and the Loan Agreement for a more complete statement as to the source of payment of the Bonds and the rights of the owners of the Bonds. The City reserves the right to prepay part or all of the Bonds maturing in each of the years 2028 to 2031, inclusive, prior to and in any order of maturity on June 1, 2027, or on any date thereafter upon terms of par and accrued interest. Principal of the Bond maturing on June 1, 2031 is subject to mandatory redemption(by lot, as selected by the Registrar) on June 1, 2030, in accordance with the mandatory redemption schedule set forth in the Resolution, at a redemption price of 100% of the principal amount thereof to be redeemed, plus accrued interest thereon to the redemption date. If less than all of the Bonds of any like maturity are to be redeemed, the particular part of those Bonds to be redeemed shall be selected by the Registrar by lot. The Bonds may be called in part in one or more units of$5,000. If less than the entire principal amount of any Bond in a denomination of more than $5,000 is to be redeemed, the Registrar will issue and deliver to the registered owner thereof, upon surrender of such original Bond, a new Bond or Bonds, in any authorized denomination, in a total aggregate principal amount equal to the unredeemed balance of the original Bond. Notice of such redemption as aforesaid identifying the Bond or Bonds (or portion thereof) to be redeemed shall be sent by electronic means or mailed by certified mail to the registered owners thereof at the addresses shown on the City's registration books not less than 30 days prior to such redemption date. Any notice of redemption may contain a statement that the redemption is conditioned upon the receipt by the Paying Agent of funds on or before the date fixed for redemption sufficient to pay the redemption price of the Bonds so called for redemption, and that if funds are not available, such redemption shall be cancelled by written notice to the owners of the Bonds called for redemption in the same manner as the original redemption notice was sent. All of such Bonds as to which the City reserves and exercises the right of redemption and as to which notice as aforesaid shall have been given and for the redemption of which funds are duly provided, shall cease to bear interest on the redemption date. This Bond is fully negotiable but shall be fully registered as to both principal and interest in the name of the owner on the books of the City in the office of the Registrar, after which no transfer shall be valid unless made on said books and then only upon presentation of this Bond to the Registrar, together with either a written instrument of transfer satisfactory to the Registrar or the assignment form hereon completed and duly executed by the registered owner or the duly authorized attorney for such registered owner. The City, the Registrar and the Paying Agent may deem and treat the registered owner hereof as the absolute owner for the purpose of receiving payment of or on account of principal hereof, premium, if any, and interest due hereon and for all other purposes, and the City, the Registrar and the Paying Agent shall not be affected by any notice to the contrary. -7- DORSEY & WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019AG0Sa1c/Issnc And It Is Hereby Certified and Recited that all acts, conditions and things required by the laws and Constitution of the State of Iowa, to exist, to be had, to be done or to be performed precedent to and in the issue of this Bond were and have been properly existent, had, done and performed in regular and due form and time; that provision has been made for the levy of a sufficient continuing annual tax on all the taxable property within the City for the payment of the principal of and interest on this Bond as the same will respectively become due; and that the total indebtedness of the City, including this Bond, does not exceed any constitutional or statutory limitations. IN TESTIMONY WHEREOF, the City of Ames, Iowa, by its City Council, has caused this Bond to be executed with the duly authorized facsimile signature of its Mayor and attested with the duly authorized facsimile signature of its City Clerk, all as of September 12,2019. CITY OF AMES, IOWA By(DO NOT SIGN) Mayor Attest: By (DO NOT SIGN) City Clerk Registration Date: (Registration Date) REGISTRAR'S CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds described in the within-mentioned Resolution. CITY TREASURER Ames,Iowa Registrar By (Authorized Signature) City Treasurer -8- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES, IOWA Ames4 1 93 7 0-64/20 1 9AGOSale/I ssnc ABBREVIATIONS The following abbreviations, when used in this Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common UTMA TEN ENT - as tenants by the entireties (Custodian) JT TEN - as joint tenants with right of As Custodian for survivorship and not as (Minor) tenants in common under Uniform Transfers to Minors Act (State) Additional abbreviations may also be used though not in the list above. ASSIGNMENT For valuable consideration, receipt of which is hereby acknowledged, the undersigned assigns this Bond to (Please print or type name and address of Assignee) PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE and does hereby irrevocably appoint , Attorney,to transfer this Bond on the books kept for registration thereof with full power of substitution. Dated: Signature guaranteed: (Signature guarantee must be provided in accordance with the prevailing standards and procedures of the Registrar and Transfer Agent. Such standards and procedures may require signatures to be guaranteed by certain eligible guarantor institutions that participate in a recognized signature guarantee program.) NOTICE: The signature to this Assignment must correspond with the name of the registered owner as it appears on this Bond in every particular, without alteration or enlargement or any change whatever. -9- DORSEY &WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019AGOSale/I ssnc Section 7. The Bonds shall be executed as herein provided as soon after the adoption of this resolution as may be possible, and thereupon they shall be delivered to the Registrar for registration, authentication and delivery to or on behalf of the Purchaser, upon receipt of the loan proceeds, and all action heretofore taken in connection with the Loan Agreement is hereby ratified and confirmed in all respects. Section 8. For the purpose of providing for the levy and collection of a direct annual tax sufficient to pay the principal of and interest on the Bonds as the same become due, there is hereby ordered levied on all the taxable property in the City in each of the years while the Bonds are outstanding, a tax sufficient for that purpose, and in furtherance of this provision, but not in limitation thereof, there is hereby levied on all the taxable property in the City the following direct annual tax for collection in each of the following fiscal years: For collection in the fiscal year beginning July 1, 2020, sufficient to produce the net annual sum of$1,124,775; For collection in the fiscal year beginning July 1, 2021, sufficient to produce the net annual sum of$1,121,025; For collection in the fiscal year beginning July 1, 2022, sufficient to produce the net annual sum of$1,115,525; For collection in the fiscal year beginning July 1, 2023, sufficient to produce the net annual sum of$1,117,850; For collection in the fiscal year beginning July 1, 2024, sufficient to produce the net annual sum of$1,119,850; For collection in the fiscal year beginning July 1, 2025, sufficient to produce the net annual sum of$1,114,600; For collection in the fiscal year beginning July 1, 2026, sufficient to produce the net annual sum of$1,017,350; For collection in the fiscal year beginning July 1, 2027, sufficient to produce the net annual sum of$1,017,600; For collection in the fiscal year beginning July 1, 2028, sufficient to produce the net annual sum of$1,018,800; For collection in the fiscal year beginning July 1, 2029, sufficient to produce the net annual sum of$1,019,600; For collection in the fiscal year beginning July 1, 2030, sufficient to produce the net annual sum of$1,020,000. -10- DORSEY S WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames419370-64/2019AGOSale/Isoc (Such taxes being supplemental and additional to taxes previously authorized by the City for this purpose for collection in the fiscal year beginning July 1, 2019.) Section 9. A certified copy of this resolution shall be filed with the County Auditor of Story County, and the County Auditor is hereby instructed to enter for collection and assess the tax hereby authorized. When annually entering such taxes for collection, the County Auditor shall include the same as a part of the tax levy for Debt Service Fund purposes of the City and when collected, the proceeds of the taxes shall be converted into the Debt Service Fund of the City and set aside therein as a special account to be used solely and only for the payment of the principal of and interest on the Bonds hereby authorized and for no other purpose whatsoever. Any amount received by the City as accrued interest on the Bonds shall be deposited into such special account and used to pay interest due on the Bonds on the first interest payment date. Pursuant to the provisions of Section 76.4 of the Code of Iowa, each year while the Bonds remain outstanding and unpaid, any funds of the City which may lawfully be applied for such purpose may be appropriated, budgeted and, if received, used for the payment of the principal of and interest on the Bonds as the same become due, and if so appropriated, the taxes for any given fiscal year as provided for in Section 8 of this Resolution, shall be reduced by the amount of such alternate funds as have been appropriated for said purpose and evidenced in the City's budget. Section 10. The interest or principal and both of them falling due in any year or years shall, if necessary, be paid promptly from current funds on hand in advance of taxes levied and when the taxes shall have been collected, reimbursement shall be made to such current funds in the sum thus advanced. Section 11. It is the intention of the City that interest on the Bonds be and remain excluded from gross income for federal income tax purposes pursuant to the appropriate provisions of the Internal Revenue Code of 1986, as amended, and the Treasury Regulations in effect with respect thereto (all of the foregoing herein referred to as the "Internal Revenue Code"). In furtherance thereof, the City covenants to comply with the provisions of the Internal Revenue Code as they may from time to time be in effect or amended and further covenants to comply with the applicable future laws,regulations,published rulings and court decisions as may be necessary to insure that the interest on the Bonds will remain excluded from gross income for federal income tax purposes. Any and all of the officers of the City are hereby authorized and directed to take any and all actions as may be necessary to comply with the covenants herein contained. -11- DORSEY& WHITNEY LLP,ATTORNEYS,DES MOINES, IOWA Ames419370-6412019AGOSale/Issne Section 12. The Securities and Exchange Commission (the "SEC") has promulgated certain amendments to Rule 15c2-12 under the Securities Exchange Act of 1934 (17 C.F.R. § 240.15c2-12) (the "Rule") that make it unlawful for an underwriter to participate in the primary offering of municipal securities in a principal amount of $1,000,000 or more unless, before submitting a bid or entering into a purchase contract for such securities, an underwriter has reasonably determined that the issuer or an obligated person has undertaken in writing for the benefit of the holders of such securities to provide certain disclosure information to prescribed information repositories on a continuing basis so long as such securities are outstanding. On the date of issuance and delivery of the Bonds, the City will execute and deliver a Continuing Disclosure Certificate pursuant to which the City will undertake to comply with the Rule. The City covenants and agrees that it will comply with and carry out the provisions of the Continuing Disclosure Certificate. Any and all of the officers of the City are hereby authorized and directed to take any and all actions as may be necessary to comply with the Rule and the Continuing Disclosure Certificate. Section 13. All resolutions or parts thereof in conflict herewith are hereby repealed to the extent of such conflict. Passed and approved August 27,2019. Mayor Attest: City Clerk • • • • Upon motion and vote,the meeting was adjourned. Mayor Attest: City Clerk -12- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames4193 70-64/2019AGOSale/lssnc STATE OF IOWA COUNTY OF STORY SS: CITY OF AMES I, the undersigned, City Clerk of the City of Ames, do hereby certify that as such City Clerk I have in my possession or have access to the complete corporate records of the City and of j. its Council and officers and that I have carefully compared the proceedings hereto attached with i those corporate records and that the proceedings hereto attached are a true, correct and complete copy of all the corporate records in relation to the adoption of a resolution on August 27, 2019 related to the sale and issuance of General Obligation Corporate Purpose Bonds, Series 2019A, evidencing the City's obligation under a certain Loan Agreement. WITNESS MY HAND this 27th day of August, 2019. City Clerk (Attach here a copy of the bid of the successful bidder.) -13- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Upcoming Calendar I Overview Result Excel Robert W. Baird & Co., Inc. - Red Bank , NJ's Bid Ames rpose on s, enes 2019A For the aggregate principal amount of$11,555,000.00,we will pay you$12,617,066.85, plus accrued interest from the date of issue to the date of delivery,The Bonds are to bear interest at the following rate(s): Maturity Date Amount$Coupon %Yield%Dollar Price 06/01/2020 965M 5.0000 1.1000 102.785 06/01/2021 920M 5.0000 1.0500 106,711 06/01/2022 935M 5.0000 1.0600 110.532 06/01/2023 955M 1.5000 1.0700 101.563 06/01/2024 970M 5.0000 1.1000 117.886 06101/2025 995M 5.0000 1,1500 121.250 06/01/2026 1,010M 5.0000 1.2000 124.459 06/01/2027 920M 5,0000 1,2500 127.511 06/01/2028 940M 2,0000 1,5000 103.630 06/01/2029 960M 2.0000 1.7000 102.160 06/01/2030 06/01/2031 1,985M 2.0000 2.0000 100.000 Total Interest Cost: $2,298,285.35 Premium: $1,062,066.85 Net Interest Cost: $1,236,218.50 TIC: 1.625930 Time Last Bid Received On:08/27/2019 10:53:39 CDST This proposal is made subject to all of the terms and conditions of the Official Bid Form, the Official Notice of Sale, and the Preliminary Official Statement, all of which are made a part hereof. Bidder: Robert W. Baird& Co., Inc., Red Bank , NJ Contact: charles massaro Title. director Telephone:732-576-4410 Fax: 732-576-4420 Issuer Name: City of Ames Company Name: Accepted B Accepted By: P Y � � — �. Date: Date: "2 -�-- i ... 8/27/2019 https://www.newissuehome.i-deal.com/Pa.rity/asp/niain.asp?frame=content&page=parityBi Ames419370-64/2019AGOSale/Issnc STATE OF IOWA SS: COUNTY OF STORY I, the undersignedCounty Auditor of Story County, in the State of Iowa, do hereby certify that on the 'TTN day of PT�'ntiF 2— , 2019, the City Clerk of the City of Ames, Iowa, filed in my office a certified copy of a resolution of the City shown to have been adopted by the Council and approved by the Mayor thereof on August 27, 2019, entitled: "Resolution providing for the issuance of General Obligation Corporate Purpose Bonds, Series 2019A and providing for the levy of taxes," and that I have duly placed the copy of the resolution on file in my records. I further certify that the taxes provided for in that resolution will in time, manner and season be entered on the State and County tax lists of this County for collection in the fiscal year beginning July 1, 2020 and subsequent years as provided in the resolution. WITNESS MY HAND this ZN day of pT-= , 2019. IAT nj County Auditor -14- DORSEY&WHITNEY LLP,ATTORNEYS,DES MOINES,IOWA LOAN AGREEMENT This Loan Agreement is entered into as of September 12,2019,by and between the City of Ames, Iowa (the "City"), and Robert W, Baird& Co., Inc., Red Bank, NJ (the"Purchaser"). The parties agree as follows: 1. The Purchaser shall loan to the City the sum of$10,715,000,and the City's obligation to repay hereunder shall be evidenced by the issuance of General Obligation Corporate Purpose Bonds, Series 2019A, in the aggregate principal amount of$10,775,000(the"Bonds"). 2. The City adopted a resolution on August 27, 2019 (the "Resolution") authorizing and approving this Loan Agreement and providing for the issuance of the Bonds and the levy of taxes to pay the principal of and interest on the Bonds for the purpose or purposes set forth in the Resolution, The Resolution is incorporated herein by reference,and the parties agree to abide.by the terms and provisions of the Resolution, In and by the Resolution, provision has been made for the levy of a sufficient continuing annual tax on all the taxable property within the City for the payment of the principal of and interest on the Bonds as the same will respectively become due. 3. The Bonds, in substantially the form set forth in the Resolution, shall be executed and delivered to or on behalf of the Purchaser to evidence the City's obligation to repay the amounts payable hereunder, The Bonds shall be dated September 12, 2019, shall bear interest, shall be payable as to principal on the dates and in the amounts, shall be subject to prepayment prior to maturity and shall contain such other terms and provisions as provided in the Bonds and the Resolution. 4: This Loan Agreement is executed pursuant to the provisions of Section 384.24A of the Code of Iowa and shall be read and construed as conforming to all provisions and requirements of the statute. IN WITNESS WHEREOF, we have hereunto affixed our signatures all as of the date first above written. CITY OF AIMES, IOW A May r Attest: City Clerk ROBERT W. BNtM&CO.,INC. By - ---/ tgnature) (Print Namc and T itl ) UNITED STATES OF AMER(CA STATE OF►OWA STORY COUNTY CITY OF AMCS GENERAL OBLIGATION CORPORATE PURPOSE BOND,SERIES 2019A No. I $860,000 RATE MATURITY DATE DATE CUSIP 5,00% June I,2020 September 12,2019 030807 Z46 The City of Ames(the"City"),in Story County,State of Iowa,for value received,promises to pay on the maturity date of this Bond to Cede&Co. New York,NY or registered assigns,the principal sum or EIGHT HUNDRED SIXTY THOUSAND DOLLARS in lawful monuy of the United Slates of America upon presentation and surrender of this Bonn at the ofticc'of the City Treasurer,Ames,Iowa, (hereinafter referred to as the"Registrar"or the"Paying Agent"),with interest on said sum,until paid,at the rate per annum specitied above,from the date of this Bond,or from the most recent interest paymom dale on which interest has been paid,on June I and December I of each year,commencing June I,2020,except as the provisions heroinaller set liirth with respect to redemption prior to maturity may be or become applicable hereto. Interest on this Bond is payable to the registered owner appearing on the icgistwtion books critic City at the close of business on the fifteenth day of the month next preceding the interest payment date,and shall he paid to the rcgisicied ownci al the address shown on such registration hooks. Interest shall he calculated on the basis of n 360-day year comprised of twelve 30-day months. This Ilund shall not he valid or become obligatory for any purpose until the Certificate of Authentication hereon shall have been signed by the Registrar, Ellis Mond is line of a series of Gencial Obligation Corporate Purpose Bonds,Series 2019A(tile"Bonds")issued by the City in the principal amount of S 1 u,775,000.to evidence its obligolion under a certain load agreement,dated as of September 12,2019(the"I,oan Agreement"),entered into by the City l'nr the purpose of pay ing the cost,to that extent;of constructing improvements to streets,sanitary sewers nod bridges and acquiring emergency services communication equipment 'fhe Bonds are issued pursuant to and in strict compliance with the provisions of Chapters 76 and 384 of the Code of Iowa,2019,and all other laws amendatory thereof and supplemental thereto,and in conformity with a resolution of the City Council adopted and approved on August 27,2019,authorizing and approving the I,.oan Agreement and providing for the issuance and securing the payment of the Bonds(the"Resolution"),and reference is hereby made to the Resolution and the Lnan Agreement for a more complete statement as to the source of payment of the Bonds and the rights of the owners of the Bonds. The City reserves the right to prepay part or all oflhe Bonds maturing in each of the years;2028 to 2031,inclusive,prior to and in any order of maturity on ,tune I, 2027, or tin any date thereafter upon terms of par and accrued interest. Principal of the Bond maturing on June I,2031 is subject to mandatory redemption (by lot, as selected by the Registrar) an June I, 2030, in accordance with the mandatory.redemption schedule set forth in the Resolution,at a redemption price of 100%orthc principal amount thereof to be redeemed,plus accrued interest thereon to the redemption date, If loss than all of the Bolds of any like maturity are to be redeemed,the particular part of those Bonds to be redeemed shall be selected by the Registrar by lot, The Bonds may he called in part in one or more units of$5,000. [floss than the entire principal amount of any Bond in a denomination of more than$5,000 is to be redeemed, the Registrar will issue and deliver to the registered owner thereof, upon surrender of such original Bond, a new Bond or Bonds,in any authorized denomination,in a total aggregate principal amount equal to the unredeemed balance of the original Bond, Notice of such redemption as aforesaid identifying the Bond or bonds(or portion thereof)to be redeemed shall be sent by olixtnonie swans or mailed Inv ecuilicti mail In the registered owners thorcofai the addresses shown on the City's registration books not less than 30 days prior to such icdomIxion date, Any nit is of redemption may conlitin a statement ilia' the redemption is conditioned upon the receipt by the paying Agent of funds on or tiviNv,the.dale fixed for redemplion sufficient to prey the'rcdedilition price,o!'the Bonds so called for redemption,and that if finds are not available,such redemption shall be cancelled by written notice to the owners of the Bonds called for redemption in the same manner as the original redemption notice was sent. All of such Bonds as to which the City reserves and exercises the right of redemption and ns to which notice as aforesaid shall have been given and for the redemption of which funds are duly provided,shall cease to bear interest on the redemption data this Bond is fully negotiable but shall he fully registered as to both principal and interest in the iuune of theowner on the batiks 6filie City in the office nl'thc Registrar,alter which no transfer shall he valid unless made on said books and then only upon presentatino ol'this Bond to the%i1iiirar,.together, with either a written'instrument of Iransl'er satisfactory to the Registrar or the assignment fork)hereon completed antJ dilly exrc.tileil by the rc$isttcd owner or the duly author ized atlorney fur such registered owner. 1'hc City, the RegisGnr aid the Paying Agent may deem and treat the registered owner hereof as the absolute owner for the purpose of receiving paymun of or on account or principal hcrcof,premium,if any,and interest due hereon and for all other purposes,and the City,tlx Registrar and the Paying Agent shall not be affected by any notice to the contrary. And It Is Hereby Certified amid Recited that all acts,conditions and things required by the laws and Constitution of the State of Iowa;to exist;to he lied, to be done or to be performed preculenl it,and in the issue of this Bond were and have been properly existent,haul,done and performed In regular and due form and time:that provision has been nmde ft'rr the levy of a stiRic:iew continuing annual tax on all the taxable property within the City for the payment of the principal ill'and interest on this Bond as (fit stoma will respectively become due; and that the total indebtedness of the City, including this Bond,does not exceed any constitutional or statnlory limitations IN TESTIMONY WHEREOF,the City of Ames,Iowa,by its City Council,has caused this Bond to be executed with the duly authorized facsimile signature of its Mayor and attested with the duly authorized facsimile signature of its City Clerk,all as of September 12,2019. CITY OF AMES,IOWA By, ...... ...... aina: M.yar y.: (!1 t(.f t �y:A'... (:Iry Clerk Registration Dale: September 12,2019 REGISTRAR'S CERTIFICATE OF AUTHENTICATION This Bond in one of the Bonds described in the within-mentioned Rcsolinion: CITY TREASURER Ames,Iowa fdegisn ttr By e itty Tfeasurer , ABBREVIATIONS The following abbreviations, when used in this Bond,shall be contstrued as though they were written out in full according to applicable laws or regulations: TEN COM as tenants in common UI'MA TEN ENT as tenants by the entireties, (Custodian) !T TEN as joint tenants with right of survivorship As Custodian for and not as tenants in common (Minor) under Uniform Transfers to Minors Act Additional abbreviations may also be used though not in the list above. ASSIGNMENT For valuable consideration,receipt of which is hereby acknowledged,the undersigned assigns this Bond to ...... _.. .,-._....... ........... ............. ............. (Please print or type name and address of Assignee) :...-T S ...__ Y .._ .._..:._.. . PLEASE INS-.ERT SUCIAL.Sf:CURITY OR O THER ------ IDENTIFYING NUMBER OF ASSIGNEE and does hereby irrevocably appoint _._.,,..,;, Attorney, to transfer this Bond on the books kept for registration thercol'with full power of substitution. Dated' . ,-._.._.._.._ .........__........_...,, .... _..w......................._................... Signature guaranteed; (Signature guarantee most beprovided to accordance with the prevailing standards and procedures of the Registrar and Transfer Agent: Such standards and procedures may require signatures to be guaranteed by certain eligible guarantor institutions that participate in a recognized signature guarantee program) NOTICE,: The signature to this Assigarricnt must.correspond with the name of the registered owner as it appears on this Bond in every particular,without alteration or enlargement or any change whatever EDCDRSEY!!" September 12, 2019 City of Ames Robert W. Baird & Co., Inc. Ames, Iowa Milwaukee, Wisconsin We hereby certify that we have examined certified copies of the proceedings (the "Proceedings") of the City Council of the City of Ames (the "Issuer"), in Story County, Iowa, passed preliminary to the issue by the Issuer of its General Obligation Corporate Purpose Bonds, Series 2019A (the "Bonds") in the amount of $10,775,000, dated September 12, 2019, in the denomination of $5,000 each, or any integral multiple thereof, in accordance with a loan agreement dated as of September 12, 2019 (the "Loan Agreement"), and pursuant to a resolution adopted by the Issuer on August 27, 2019 (the "Resolution"). The Bonds mature on June I in each of the respective years and in the principal amounts and bear interest payable semiannually, commencing June 1,2020, at the respective rates as follows: Principal Interest Rate Principal Interest Rate Year Amount Per Annum Year Amount Per Annum 2020 $860,000 5.00% 2026 $945,000 5.00% 2021 $775,000 5.00% 2027 $895,000 5.00% 2022 $810,000 5.00% 2028 $940,000 2.00% 2023 $845,000 1.50% 2029 $960,000 2.00% 2024 $860,000 5.00% 2031 $l,980,000 2.00% 2025 $905,000 5.00% but the Bonds maturing in each of the years 2028 to 2031, inclusive, are subject to redemption prior to maturity on June 1, 2027 or any date thereafter, upon terms of par and accrued interest, and principal of the Bond maturing on June 1, 2031 is subject to mandatory redemption in accordance with the redemption schedule set out in the Resolution. Based upon our examination, we are of the opinion, as of the date hereof, that: 1. The Proceedings show lawful authority for such issue under the laws of the State of Iowa. 2. The Bonds and the Loan Agreement are valid and binding general obligations of the Issuer. 801 Grand Avenue I Suite 4100 1 Des Moines,IA 1 50309-8002 1 T 515.283.1000 1 F 515.283.1060 1 Page 2 3. All taxable property within the corporate boundaries of the Issuer is subject to the levy of taxes to pay the principal of and interest on the Bonds without constitutional or statutory limitation as to rate or amount: 4. The interest on the Bonds (including any original issue discount properly allocable to an owner thereof) is excluded from gross income for federal income tax purposes and is not treated as a preference item in calculating the federal alternative minimum tax imposed under the Internal Revenue Code of 1986 (the "Code"). The opinions set forth in the preceding sentence are subject to the condition that the Issuer comply with all requirements of the Code that must be satisfied subsequent to the issuance of the Bonds in order that interest thereon be, or continue to be, excluded from gross income for federal income tax purposes. The Issuer has covenanted to comply with each such requirement. Failure to comply with certain of such requirements may cause the inclusion of interest on the Bonds in gross income for federal income tax purposes to be retroactive to the date of issuance of the Bonds. We express no opinion regarding other federal tax consequences arising with respect to the Bonds. The rights of the owners of the Bonds and the enforceability thereof may be subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors' rights heretofore or hereafter enacted to the extent constitutionally applicable, and their enforcement may also be subject to the exercise of judicial discretion in appropriate cases. DORSEY & WHITNE�Y LLP �J4_A) Ames419370-64/2019A GOCDC r CONTINUING DISCLOSURE CERTIFICATE This Continuing Disclosure Certificate (the "Disclosure Certificate") is executed and delivered by the City of Ames, Iowa (the "Issuer"), in connection with the issuance of $10,775,000 General Obligation Corporate Purpose Bonds, Series 2019A (the "Bonds"), dated September 12, 2019. The Bonds are being issued pursuant to a resolution of the Issuer approved on August 27, 2019(the "Resolution"). The Issuer covenants and agrees as follows: Section 1. Purpose of the Disclosure Certificate. This Disclosure Certificate is being executed and delivered by the Issuer for the benefit of the Holders and Beneficial Owners of the Bonds and in order to assist the Participating Underwriters in complying with S.E.C. Rule 15c2- 1 2. Section 2. Definitions. In addition to the definitions set forth in the Resolution, which apply to any capitalized term used in this Disclosure Certificate unless otherwise defined in this Section, the following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the Issuer pursuant to, and as described in, Sections 3 and 4 of this Disclosure Certificate. "Beneficial Owner" shall mean any person which (a) has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any Bonds (including persons holding Bonds through nominees, depositories or other intermediaries), or (b) is treated as the owner of any Bonds for federal income tax purposes. "Dissemination Agent" shall mean the Dissemination Agent, if any, designated in writing by the Issuer and which has filed with the Issuer a written acceptance of such designation. "EMMA" shall mean the MSRB's Electronic Municipal Market Access system available at http:Hemma.msrb.or . "Financial Obligation" shall mean a (i) debt obligation, (ii) derivative instrument entered into in connection with, or pledged as security or a source of payment for, an existing or planned debt obligation, or, (iii) guarantee of either (i) or (ii). The term "Financial Obligation" shall not include municipal securities as to which a final official statement has been provided to the MSRB pursuant to the Rule. "Holders" shall mean the registered holders of the Bonds, as recorded in the registration books of the Registrar. "Listed Events" shall mean any of the events listed in Section 5(a) of this Disclosure Certificate. "Municipal Securities Rulemaking Board" or "MSRB" shall mean the Municipal Securities Rulemaking Board, 1300 I Street,N.W., Suite 1000, Washington,D.C. 20005. i Ames419370-64/2019A GOCDC "Participating Underwriter" shall mean any of the original underwriters of the Bonds required to comply with the Rule in connection with offering of the Bonds. "Rule" shall mean Rule 15c2-12 adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. "State" shall mean the State of Iowa. Section 3. Provision of Annual Reports. (a) Not later than June 30 .(the "Submission Deadline") of each year following the end of the 2018-2019 fiscal year, the Issuer shall, or shall cause the Dissemination Agent (if any) to, file on EMMA an electronic copy of its Annual Report which is consistent with the requirements of Section 4 of this Disclosure Certificate in a format and accompanied by such identifying information as prescribed by the MSRB. The Annual Report may be submitted as a single document or as separate documents comprising a package, and may cross-reference other information as provided in Section 4 of this Disclosure Certificate; provided that the audited financial statements of the Issuer may be submitted separately from the balance of the Annual Report and later than the Submission Deadline if they are not available by that date. If the Issuer's fiscal year changes, it shall give notice of such change in the same manner as for a Listed Event under Section 5(c), and the Submission Deadline beginning with the subsequent fiscal year will become one year following the end of the changed fiscal year. (b) If the Issuer has designated a Dissemination Agent, then not later than fifteen (15) business days prior to the Submission Deadline, the Issuer shall provide the Annual Report to the Dissemination Agent. (c) If the Issuer is unable to provide an Annual Report by the Submission Deadline, in a timely manner thereafter, the Issuer shall, or shall cause the Dissemination Agent (if any) to, file a notice on EMMA stating that there has been a failure to provide an Annual Report on or before the Submission Deadline. Section 4. Content of Annual Reports. The Issuer's Annual Report shall contain or include by reference the following: (a) The audited financial statements of the Issuer for the prior fiscal year, prepared in accordance with generally accepted accounting principles promulgated by the Financial Accounting Standards Board as modified in accordance with the governmental accounting standards promulgated by the Governmental Accounting Standards Board or as otherwise provided under State law, as in effect from time to time, or, if and to the extent such audited financial statements have not been prepared in accordance with generally accepted accounting principles, noting the discrepancies therefrom and the effect thereof. If the Issuer's audited financial statements are not available by the Submission Deadline, the Annual Report shall contain unaudited financial information (which may include any annual filing information required by State law) accompanied by a notice that the audited financial statements are not yet -2- Ames419370-64/2019A GOCDC available, and the audited financial statements shall be filed on EMMA when they become available. (b) Tables, schedules or other information contained in the official statement for the Bonds, under the following captions: Property Valuations Trend of Valuations Larger Taxpayers Direct Debt Overlapping Dept Levies and Tax Collections Tax Rates Any or all of the items listed above may be included by specific reference to other documents, including official.statements of debt issues of the Issuer or related public entities, which are available on EMMA or are filed with the Securities and Exchange Commission. If the document included by reference is a final official statement, it must be available on EMMA. The Issuer shall clearly identify each such other document so included by reference. Section 5. Reporting of Significant Events (a) Pursuant to the provisions of this Section 5, the Issuer shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the Bonds: (1) Principal and interest payment delinquencies. (2)Non-payment related defaults, if material. (3)Unscheduled draws on debt service reserves reflecting financial difficulties. (4) Unscheduled draws on credit enhancements reflecting financial difficulties. (5) Substitution of credit or liquidity providers, or their failure to perform. (6) Adverse tax opinions, the issuance by the Internal Revenue Service of proposed or final determinations of taxability, Notices of Proposed Issue (IRS Form 5701-TEB) or other material notices or determinations with respect to the tax status of the security, or other material events affecting the tax status of the security. (7) Modifications to rights of security holders, if material. (8) Bond calls, if material, and tender offers. (9) Defeasances. -3- Amcs419370-64/2019A GOCDC (10) Release, substitution, or salemof property securing repayment of the securities, if material. (11) Rating changes. (12)Bankruptcy, insolvency, receivership or similar event of the obligated person. Note to paragraph (12): For the purposes of the event identified in subparagraph (12), the event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar officer for an obligated person in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state or federal law in which a court or governmental authority has assumed jurisdiction over substantially all of the assets or business of the obligated person, or if such jurisdiction has been assumed by leaving the existing governing body and officials or officers in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the obligated person. (13) The consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms, if material. (14) Appointment of a successor or additional trustee or the change of name of a trustee, if material. (15) Incurrence of a Financial Obligation of the obligated person, if material, or agreement to covenants, event of default, remedies, priority rights, or other similar terms of a Financial Obligation of the obligated person, any of which affect security holders, if material. (16) Default, event of acceleration, termination event, modification of terms, or other similar events under the terms of a Financial Obligation of the obligated person, any of which reflect financial difficulties. (b) If a Listed Event described in Section 5(a) paragraph (2), (7), (8) (but only with respect to bond calls under (8)), (10), (13), (14) or (15) has occurred and the Issuer has determined that such Listed Event is material under applicable federal securities laws, the Issuer shall, in a timely manner but not later than ten business days after the occurrence of such Listed Event, promptly file, or cause to be filed, a notice of such occurrence on EMMA, with such notice in a format and accompanied by such identifying information as prescribed by the MSRB. -4- Ames4 1 93 7 0-64/2 01 9A GOCDC (c) If a Listed Event described in Section 5(a) paragraph (1), (3), (4), (5), (6), (8) (but, only with respect to tender offers under (8)), (9), (11), (12) or (16) above has occurred the Issuer shall, in a timely manner but not later than ten business days after the occurrence of such Listed Event, promptly file, or cause to be filed, a notice of such occurrence on EMMA, with such notice in a format and accompanied by such identifying information as prescribed by the MSRB. Notwithstanding the foregoing, notice of Listed Events described in Section (5)(a) paragraphs (8) and (9) need not be given under this subsection any earlier than the notice (if any) of the underlying event is given to Holders of affected Bonds pursuant to the Resolution. Section 6. Termination of Reporting Obligation. The Issuer's obligations under this Disclosure Certificate shall terminate upon the legal defeasance, prior redemption or payment in full of all of the Bonds or upon the Issuer's receipt of an opinion of nationally recognized bond counsel to the effect that, because of legislative action or final judicial action or administrative actions or proceedings, the failure of the Issuer to comply with the terms hereof will not cause Participating Underwriters to be in violation of the Rule or other applicable requirements of the Securities Exchange Act of 1934, as amended. Section 7. Dissemination Agent. The Issuer may, from time to time, appoint or engage a Dissemination Agent to assist it in carrying out its obligations under this Disclosure Certificate, and may discharge any such Agent, with or without appointing a successor Dissemination Agent. The Dissemination Agent shall not be responsible in any manner for the content of any notice or Annual Report prepared by the Issuer pursuant to this Disclosure Certificate. Section 8. Amendment; Waiver. Notwithstanding any other provision of this Disclosure Certificate, the Issuer may amend this Disclosure Certificate, and any provision of this Disclosure Certificate may be waived,provided that the following conditions are satisfied: (a) (i) the amendment or waiver is made in connection with a change in circumstances that arises from a change in legal requirements, change in law, or change in the identity, nature or status of an obligated person with respect to the Bonds, or the type of business conducted; (ii) the undertaking, as amended or taking into account such waiver, would, in the opinion of nationally recognized bond counsel, have complied with the requirements of the Rule at the time of the original issuance of the Bonds, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (iii) the amendment or waiver either (1) is approved by a majority of the Holders, or (2) does not, in the opinion of nationally recognized bond counsel, materially impair the interests of the Holders or Beneficial Owners; or (b) the amendment or waiver is necessary to comply with modifications to or interpretations of the provisions of the Rule as announced by the Securities and Exchange Commission. In the event of any amendment or waiver of a provision of this Disclosure Certificate, the Issuer shall describe such amendment in the next Annual Report, and shall include, as applicable, a narrative explanation of the reason for the amendment or waiver and its impact on the type (or in the case of a change of accounting principles, on the presentation) of financial -5- Ames4 1 93 7 0-64/20 1 9A GDCDC information or'operating data+eing presented by the Issuer. In addition, if the amendment -, relates to the accounting principles to be followed in preparing audited financial statements, (i) notice of such change:shall be given in the same manner as for a Listed Event under Section 5(c), and (ii) the Annual Report for the year in which the change is made will present a comparison or other discussion in narrative form (and also, if feasible, in quantitative form) describing or illustrating the material differences between the audited financial statements as prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. Section 9. Additional Information. Nothing in this Disclosure Certificate shall be deemed to prevent the Issuer from disseminating any other information, using the means of dissemination set forth in this Disclosure Certificate or any other means of communication, or including any other information in any Annual Report or notice of occurrence of a Listed Event, in addition to that which is required by this Disclosure Certificate. If the Issuer chooses to include any information in any Annual Report or notice of occurrence of a Listed Event in addition to that which is specifically required by this Disclosure Certificate, the Issuer shall have no obligation under this Certificate to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event. Section 10. . Default. In the event of a failure of the Issuer to comply with any provision of this Disclosure Certificate, any Holder or Beneficial Owner may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the Issuer to comply with its obligations under this Disclosure Certificate. Direct, indirect, consequential and punitive damages shall not be recoverable by any person for any default hereunder and are hereby waived to the extent permitted by law. A default under this Disclosure Certificate shall not be deemed an event of default under the Resolution, and the sole remedy under this Disclosure Certificate in the event of any failure of the Issuer to comply with this Disclosure Certificate shall be an action to compel performance. Section 11. Duties Immunities and Liabilities of Dissemination Agent. The Dissemination Agent, if any, shall have only such duties as are specifically set forth in this Disclosure Certificate, and the Issuer agrees to indemnify and save the Dissemination Agent, its officers, directors, employees and agents, harmless against any loss, expense and liabilities which it may incur arising out of or in the exercise or performance of its powers and duties hereunder, including the costs and expenses (including attorneys' fees) of defending against any claim of liability, but excluding liabilities due to the Dissemination Agent's negligence or willful misconduct. The obligations of the Issuer under this Section shall survive resignation or removal of the Dissemination Agent and payment of the Bonds. -6- Ames4 1 93 7 0-64/2 0 1 9A GOCDC Section 12. Benwficiaries. This Disclosure Certificate shall inure solely to the • benefit of the Issuer, the Dissemination Agent, the Participating Underwriters and Holders and Beneficial Owners from time to time of the Bonds, and shall create no rights in any other person or entity. Dated: September 12,2019 CITY OF AMES, IOWA B Mayor Attest: City Clerk -7- r $10,775,000 GENERAL OBLIGATION CORPORATE PURPOSE BONDS,SERIES 2019A ISSUE PRICE CERTIFICATE The undersigned, on behalf of Robert W. Baird & Co., Inc. ("RW BAIRD"), hereby certifies as get forth below with respect to the sale of the obligations named above(the"Bonds"). 1. Reasonably Expected Initial Offering Price. (a) As of the Sale Date, the reasonably expected initial offering prices of the Bonds to the Public by RW BAIRD are the prices listed in Schedule A (the "Expected Offering Prices"). The Expected Offering Prices are the prices for the Maturities of the Bonds used by RW BAIRD in formulating its bid to purchase the Bonds. Attached as Schedule B is a true and correct copy of the bid provided by RW BAIRD to purchase the Bonds. (b) RW BAIRD was not given the opportunity to review other bids prior to submitting its bid. (c) The bid submitted by RW BAIRD constituted a firm offer to purchase the Bonds. 2. Defined Terns. For purposes of this Issue Price Certificate: (a) Issuer means the City of Ames, town. (b) Maturity means Bonds with the same credit and payment terms. Any Bonds with different maturity dates, or with the same maturity date but different stated interest rates, are treated as separate Maturities. (c) Member of the Distribution Group means(i)any person that agrees pursuant to a written contract with the Issuer(or with the lead underwriter to form an underwriting syndicate)to participate in the initial sale of the Bonds to the Public, and (ii) any person that agrees pursuant to a written contract directly or indirectly with a person described in clause(i)of this paragraph to participate in the initial sale of the Bonds to the Public (including a member of a selling group or a party to a retail distribution agreement participating in the initial sale of the Bonds to the Public). (d) Public means any person (i.e., an individual, trust, estate, partnership, association, company, or corporation)other than a Member of the Distribution Group or a related party to a Member of the Distribution Group. A person is a related party to a Member of the Distribution Group if the Member of the Distribution Group and that person are subject, directly or indirectly, to(i) at Ieast 50% common ownership of the voting power or the total value,of their stock, if both entities are corporations (including direct ownership by one corporation of another), (ii) more than 50% common ownership of their capital interests or profits interests, if both entities are partnerships(including direct ownership by one partnership of another), or(iii) more than 50% common ownership of the value of the outstanding stock of the corporation or the capital interests or profit interests of the partnership,as applicable, if one entityis a corporation and the other entity is a partnership (including direct ownership of(fie applicable p ty P P g stock or interests by one entity of the other). (e) Sale Date means the first day on which there is a binding contract in writing for the sale of the respective Maturity. The Sale Date of each Maturity was August 27,2019. The representations set forth in this certificate are limited to factual matters only. Nothing in this certificate represents RW BAIRD's interpretation of any laws, including specifically Sections 103 and 148 of the Internal Revenue Code of 1986, as amended, and the Treasury Regulations thereunder. The undersigned understands that the foregoing information will be relied upon by the Issuer with respect to certain of the representations set forth in the Tax Certificate and with respect to compliance with the federal income tax rules affecting the Bonds, and by Dorsey & Whitney, LLF, Des Moines, Iowa in connection with rendering its opinion that the interest on the Bonds is excluded from gross incomo for federal income tax purposes, the preparation of the Internal Revenue Service Form 8038-0, and other federal income tax advice that it may give to the Issuer from time to time relating to the Bonds. ROBERT W AI &C .,INC. �. ...... 13y: Name,. Dated: September 12,2019 Please Return To: Ames/4 193 70-64/Closing Cert&Ltr DORSEY & WHITNEY ATTORNEYS AT LAW 801 Grand, Suite 4100 CLOSING CERTIFICATE Des Moines, Iowa 50309 We, the undersigned Mayor and City Clerk, of the City of Ames (the "City"), in Story County, Iowa, do hereby certify that we are now and were at the time of the execution of the City's $10,775,000 General Obligation Corporate Purpose Bonds, Series 2019A, dated September 12, 2019 (the "Bonds"), the officers respectively above indicated; and that in pursuance of Chapter 384 of the Code of Iowa, a resolution adopted by the City Council on August 28, 2019 (the "Resolution"), and a loan agreement dated as of September 12, 2019 (the "Loan Agreement"), by and between the City and Robert W. Baird & Co., Milwaukee, Wisconsin (the "Purchaser"), the Bonds have been heretofore lawfully authorized and this day by us lawfully issued and delivered to or upon the direction of the Purchaser and pursuant to the Loan Agreement, the City has received $11,753,343.62, which amount represents the par amount of the Bonds ($10,775,000), plus reoffering premium ($1,052,828.90) minus underwriter's discount ($74,485.28). The Bonds mature on June 1 in each of the years, in the respective principal amounts and bear interest payable semiannually on each June 1 and December 1, commencing June 1, 2020, as set forth in the Resolution. Each of the Bonds has been executed with the facsimile signatures of these officers; and the Bonds have been fully registered as to principal and interest in the names of the owners on the registration books of the City maintained by the City Treasurer, as the Registrar and Paying Agent. We further certify that the Bonds are being issued to evidence the City's obligation under the Loan Agreement entered into by the City for the purpose of paying the costs, to that extent, of constructing improvements to streets, sanitary sewers and bridges, and acquiring emergency services communication equipment(the "Projects"). We further certify that no controversy or litigation is pending, prayed or threatened involving the incorporation, organization, existence or boundaries of the City, or the titles of the aforesaid officers to their respective positions, or the validity of the Bonds, or the power and duty of the City to provide and apply adequate taxes for the full and prompt payment of the principal of and interest on the Bonds, and that none of the proceedings incident to the authorization and issuance of the Bonds has been repealed or rescinded. We further certify that no appeal of the decision of the City Council to enter into the Loan Agreement or to issue the Bonds has been taken to the district court. We further certify that all meetings held in connection with the Bonds were open to the public at a place reasonably accessible to the public and that notice was given at least 24 hours prior to the commencement of all meetings by advising the news media who requested notice of the time, date; place and the tentative agenda and by posting such notice and agenda at the City Hall or principal office of the City on a bulletin board or other prominent place which is easily accessible to the public and is the place designated for the purpose of posting notices of meetings. -I- DORSEY& WHITNEY LLP,ATTORNEYS,DES MOINES,IO4YA Ames/419370-64/Closing Cert&Ltr We further certify as follows: 1. The net sales proceeds of the Bonds are $11,827,828.90 (the "Net Sales Proceeds"), the same being the Issue Price (hereinafter defined) thereof. 2. The.estimated sources and uses of funds in connection with the Bonds are as follows: _.. ......... _... SOURCES i ;Par amount of Bonds $10,775,000.00 Reoffering Premium $1 052 828.90 $11,827,828.90 .. . USES Deposit to Project Fund $11,684,204.00' Underwriter's Discount $74,485.28 Costs of Issuance $65,300.00; Additional Proceeds $3 839.62I' $11,827,828.90 a. $139,785.28 of the Net Sales Proceeds will be used to pay costs of issuance, including the underwriter's discount, within 45 days of the date hereof, and until so applied, will be invested by the City without restriction as to yield b_ $1 1,684,204 of the Net Sales Proceeds will be used to pay the costs of the Projects (the "Net Sales Proceeds"), and the Net Sales Proceeds will be expended and invested in accordance with Section 3 hereinafter set forth. C. The amount received as Additional Proceeds ($3,839.62)will be used for any lawful purpose of the City. 3. The Net Sales Proceeds, including investment earnings thereon, will be invested by the City without restriction as to yield for a period not to exceed three years from the date hereof(the "Three Year Temporary Period"), the following three tests being reasonably expected to be satisfied by the City: a. Time Test: The City has entered into or, within six months of the date hereof, will enter into binding contracts for the Projects with third parties (e.g. engineers or contractors); (i) which are not subject to contingencies directly or indirectly within the City's control; -2- DORSEY& WHITNEY L1.13,ATTORNEYS,DES MOINES,IOWA Ames/419370-64/Closing Cert&Ltr which provide for the payment by the City to such third parties of an amount equal to at least 5% of the Net Sales Proceeds; b. Expenditure Test: At least 85% of the Net Sales Proceeds will be applied to the payment of costs of the Projects within the Three Year Temporary Period; and c. Due Diligence Test: Acquisition and construction of the Projects to completion and application of the Net Sales Proceeds to the payment of costs of the Projects will proceed with due diligence. 4. The City Council adopted a resolution on February 12, 2019 declaring its official intent to acquire and construct the Projects and finance the same with bonds or other obligations (the "Intent Resolution"). The City certifies that none of the costs of the Projects to be paid for from the Net Sales Proceeds are for expenditures made more than 60 days prior to the date of adoption of the Intent Resolution, except for (i) costs of issuance of the Bonds; (ii) costs aggregating an amount not in excess of the lesser of $100,000 or 5% of the Net Sales Proceeds; (iii) costs for preliminary expenditures (including architectural, engineering, surveying, soil testing, and similar costs incurred prior to commencement of acquisition or construction of the Projects, other than land acquisition, site preparation and similar costs) not in excess of 20% of the Net Sales Proceeds of the Bonds; the City will allocate Net Sales Proceeds to reimbursement of such expenditures no later than 3 years after the later of(i) the date,any such expenditure was originally paid or(ii)the date the Projects are placed in service (or abandoned); and such allocations will be made by the City in writing. The City will seek reimbursement of prior expenditures already paid by the City from the proceeds of the Bonds in the amount of$50,000. 5. The Bonds are payable from ad valorem taxes levied against all taxable property within the City which will be collected in a Debt Service Fund and applied to the payment of interest on the Bonds on each June 1 and December 1 and principal of the Bonds on each June I (the 12-month period ending on each June 1 being herein referred to as a "Bond Year"); the Debt Service Fund is used primarily to achieve a proper matching of taxes with principal and interest payments within each Bond Year; the Debt Service Fund will be depleted at least once each Bond Year except for a reasonable carryover amount not to exceed the greater of(i) the earnings on the fund for the immediately preceding Bond Year; or (1i) 1/12 of the principal and interest payments on the Bonds for the immediately preceding Bond Year; amounts on deposit in the Debt Service Fund will be invested by the City without restriction as to yield for a period of 13 months after their date of deposit. -3- DORSEY& WHITNEY LIT,ATTORNEYS,DES MOINES,IOWA Antes/419370-64/Closing Ceri&Lir 6. Not more than 50% of the Net Sales Proceeds will be invested in non-purpose investments [as defined in Section 148(f)(6)(A) of the Internal Revenue Code of 1986, as amended (the "Code")] having a substantially guaranteed yield for four years or more (e.g., a four-year guaranteed investment contract or a Treasury Obligation that does not mature for four years). 7. The weighted average maturity of the Bonds (6.4009), does not exceed 120% of the reasonably expected economic life of the Projects. 8. The City intends that it will be the sole owner of the Projects financed by the Bonds and agrees that it will not use, or suffer or permit to be used by any natural person, firm, joint venture, association, partnership, business trust, corporation, public body, agency or political subdivision thereof or any other similar entity ("Person") by lease or other use agreement, any of the Projects by any Person who is not a "governmental person" as defined in Section 1.141-1 of the Regulations, or if such Person is a not a"governmental person" such use meets the requirements set out in Section 1.141-3 of the Regulations, Internal Revenue Service Revenue Procedure 97-13 and Internal Revenue Service Revenue Procedure 2001-39 (or any applicable successor procedures, rulings or regulations) or is allowable private activity pursuant to Section 1.141 of the Regulations and Section 141 of the Code (or any applicable successor procedures, rulings or regulations). The City agrees that it will not allow any other user to use or occupy the Projects for any purposes which would cause interest on the Bonds to be includable in gross income under Section 103 of the Code. 9. To the extent of the principal amount of the Net Sales Proceeds, the issuance of the Bonds qualifies as a "construction issue" as defined in Section 148(f)(4)(c)(vi) of the Code and Section 1.148-7(f) of the Regulations because at least 75% of the "available construction proceeds" of the Bonds as defined in Section 148(f)(4)(c)(vi) of the Code will be allocated to capital expenditures that are allocable to the cost of land, improvements, buildings, permanent structures or constructed personal property. The costs of acquisition of land are not "available construction proceeds." The City reasonably expects to spend the Net Sales Proceeds to pay capital costs (including capitalized interest) within the following time periods (the "Two-Year Exception"): (a) At least 10% will be spent within 6 months of the date hereof; (b) At least 45%will be spent within 12 months of the date hereof, (c) At least 75% will be spent within 18 months of the date hereof, and (d) All of the proceeds will be spent within 24 months of the date hereof. If the Net Sales Proceeds are spent in accordance with these provisions, the Net Sales Proceeds may be invested by the City without restriction to yield and rebate payments to the United State will not be required; however, the City acknowledges that if it fails to spend the Net Sales Proceeds (along with the investment earnings thereon) within the time periods set forth in the Two-Year Exception (or another applicable rebate exception), the City may have a rebate liability to the United States pursuant to Section 148 of the Code. -4- DORSEY& wHITNEY LLP,ATTORNEYS,DES MOINES,IOWA Ames/419370-64/Closing Cert&Ltr We further certify that the City will take such actions and make, or cause to be made, all calculations, transfers and payments that may be necessary to comply with the rebate requirements contained in Section 148(f) of the Code. We further certify that the City will comply with the investment requirements of Section 148 of the Code and Regulations relating thereto with respect to the proceeds of the Bonds, including the requirement to invest the proceeds of the Bonds (and the investment earnings thereon) at fair market value, and to comply with the bidding requirements for investment contracts. 10. On the basis of the foregoing, it is not expected that the Net Sales Proceeds will be used in a manner that would cause the Bonds to be "arbitrage bonds"under Section 148 of the Code and the regulations prescribed under that section. The City has not been notified of any listing or proposed listing of it by the Internal Revenue Service as a bond issuer whose arbitrage certifications may not be relied upon. 11. The Official Statement related to the Bonds is correct and complete in all material respects and does not contain any untrue statement of a material fact nor omit to state any material fact required to be stated therein or necessary in order to make the statements made therein, in light of the circumstances under which they were made, not misleading. No event affecting the City has occurred since the date of the Official Statement which should be disclosed in the Official Statement for the purpose for which it is to be used in order to make the statements and information contained therein not misleading in any material respect. 12. We further certify that due provision has been made for the collection of taxes sufficient to pay the principal of and interest on the Bonds when due. All payments coming due before the collection of any such taxes will be paid promptly when due from legally available funds. 13. To our best knowledge and belief, there are no facts, estimates or circumstances which would materially change the foregoing conclusions IN WITNESS WHEREOF, we have hereunto affixed our hands, as of September 12, 2019. JCITYF A ES, IOW Mayor T Atte City Clerk -s- DORSEY& WHITNEY LLP.ATTORNEYS,DES MOINES,IOWA Ames/419370-64 Form 8038-Gi Information Return for Tax-Exempt Governmental Bonds (Rev.September 2018) ►Under Internal Revenue Code section 149(e) ►See separate instructions. OMB No.1545-0720 Department of the Treasury Caution:If the issue price is under$f 00,000,use Form 8038-GC. Internal Revenue Service ►Go to www.irs.gov/F8038G for instructions and the latest information. Reporting Authority If Amended Return,check here ► ❑ 1 Issuer's name 2 Issuer's employer identification number(EIN) City of Ames,Iowa 42-6004218 3a Name of person(other than issuer)with whom the IRS may communicate about this return(see instructions) 315 Telephone number of other person shown on 3a 4 Number and street(or P.O.box if mail is not delivered to street address) Room/suite 5 Report number(For IRS Use Only) PO Box 811 3 6 City,town,or post office,state,and ZIP code 7 Date of issue Ames Iowa 50010-0811 September 12 2019 8 Name of issue 9 CUSIP number General Obligation Corporate Purpose Bonds,Series 2019A 030807 21`7 10a Name and title of officer or other employee of the issuer whom the IRS may call for more information(see 10b Telephone number of officer or other instructions) employee shown on 10a Diane R.Voss City Clerk 515.239-5105 LZHUI—Type of Issue(enter the issue price). See the instructions and attach schedule. 11 Education . . . . . . . . . . . . . . . . . . . . . . . 11 12 Health and hospital , . 12 13 Transportation . . . . . . . . . . . . . . . . . . . . . . . . 13 14 Public safety . . . . . . . . . . . 14 15 Environment(including sewage bonds) . . . . . . . . . . . . . . 15 16 Housing . . . . . . . . . . . . . . . . . . . . . . . 16 17 Utilities . . . . . . . . . . . . . . . . . . 17 18 Other.Describe► Street,sanitary sewers,bridge improvements&emergency services equip.acq. 18 _ 11,8827,828 90 19a If bonds are TANS or RANs,check only box 19a . . . . . . . . . . . . . . . ► ❑ b If bonds are BANS,check'only box 19b . . . . . . . . . . . . . . . , ► ❑ 20 If bonds are in the form of a lease or installment sale,check box ► ❑ Description of Bonds.Complete for the entire issue for which this form is bein filed. (a)Final maturity date (b)Issue price �redemption (d)Weighted (e)Yield average maturity21 06-01-2031 $ 11 827 82890$ 6.4009 ears 1.5122 % UMM Uses of Proceeds of Bond Issue(including underwriters'discount) 22 Proceeds used for accrued interest . . . . . . . . . . . . . . . . 22 23 Issue price of entire issue(enter amount from line 21,column(b)) . . . , . 23 11,827,8281 90 24 Proceeds used for bond issuance costs(including underwriters'discount) 24 139,785 28 25 Proceeds used for credit enhancement . . . . . . 25 26 Proceeds allocated to reasonably required reserve or replacement fund 26 '' 27 Proceeds used to refund prior tax-exempt bonds.Complete Part V. . . 27 28 Proceeds used to refund prior taxable bonds.Complete Part V . . . 28 29 Total(add lines 24 through 28) . 29 V 139,785 28 30 Nonrefunding proceeds of the issue(subtract line 29 from line 23 and enter amount here) 30 11,688,043 62 Description of Refunded Bonds.Complete this part only for refunding bonds. 31 Enter the remaining weighted average maturity of the tax-exempt bonds to be refunded . . , ► years 32 Enter the remaining weighted average maturity of the taxable bonds to be refunded . . . . ► years 33 Enter the last date on which the refunded tax-exempt bonds will be called(MM/DD/YYYY) ► 34 Enter the date(s)the refunded bonds were issued►(MM/DD/YYYY) For Paperwork Reduction Act Notice,see separate instructions. Cat.No.63773S Form 8038-G(Rev.9-2018) Form 8038-G(Rev.9-2018) Page 2 Miscellaneous 35 Enter the amount of the state volume cap allocated to the issue under section 141(b)(5) . . . . 35 36a Enter the amount of gross proceeds invested or to be invested in a guaranteed investment contract w y (GIC).See instructions . . . . . . . . . . . . . . . . . . . . . . . . 36a b Enter the final maturity date of the GIC►(MM/DD/YYYY) c Enter the name of the GfC provider► 37 Pooled financings: Enter the amount of the proceeds of this issue that are to be used to make loans to other governmental units . . , . . . . . . . . . . . . . . . . . . . 37 38a If this issue is a loan made from the proceeds of another tax-exempt issue,check box► ❑ and enter the following information: b Enter the date of the master pool bond►(MM/DD/YYYY) c Enter the EIN of the Issuer of the master pool bond► d Enter the name of the issuer of the master pool bond► 39 If the issuer has designated the issue under section 265(b)(3)(B)(i)(III)(small issuer exception),check box . . . . ► ❑ 40 If the issuer has elected to pay a penalty in lieu of arbitrage rebate,check box . . . . . . . . . . . . . ► ❑ 41a If the issuer has identified a hedge,check here► ❑and enter the following information: b Name of hedge provider► c Type of hedge► d Term of hedge► 42 If the issuer has superintegrated the hedge,check box . . . . . . . . . . . . . . . . . . . . . ► ❑ 43 If the issuer has established written procedures to ensure that all nonqualified bonds of this issue are remediated according to the requirements under the Code and Regulations(see instructions),check box . . . . . . . . ► 21 44 If the issuer has established written procedures to monitor the requirements of section 148,check box . . . . . ► 0 45a If some portion of the proceeds was used to reimburse expenditures,check here► Z and enter the amount of reimbursement . . . . . . . . . . . . . . ► $50,000 b Enter the date the official intent was adopted► MM/DD 02/12/2019 Under penalties of perjury,I declare that I have examined this return and accompanying schedules and statements,and to the best of my knowledge Signature and belief,they are true,correct,and complete.I further declare that I consent to the IRS's disclosure of the issuer's return information,as necessary to and process this return,,to the person that I have authorized above. Consent — 'Diane R.Voss,City Clerk I() Signature of issuer's authorized representative Date Type or print name and title Paid Print/Type preparers name re a 's signature Date Check ❑ if PTIN Preparer Robert E.Josten �j(✓ self-employed p01075995 Use Only Firm's ame ► Dorsey&Whitne _ I Firm's EIN ► 41.0223337 Firm's address ► 801 Grand Ave. Suite 41 0 Des oines Iowa 50309.8002 Phone no. 515-283-1000 Form 8038-G(Rev.9-2018) Pfm BOND DEBT SERVICE City of Ames,Iowa General Obligation Corporate Purpose Bonds,Series 2019A. Final Numbers Period Annual Ending Principal Coupon Interest Debt Service Debt Service 06/01/2020 860,000 5.000% 282,579.79 1,142,579.79 1,142,579.79 12/01/2020 174,887.50 174,887.50 06/01/2021 775,000 5.000% 174,887.50 949,887.50 1,124,775.00 12/01/2021 155,512.50 155,512.50 06/01/2022 810,000 5.000% 155,512,50 965,512.50 1,121,025.00 12/01/2022 135,262.50 135,262.50 06/01/2023 845,000 1.500% 135,262.50 980,262.50 1,115,525.00 12/01/2023 128,925.00 128,925.00 06/01/2024 860,000 5.00001. 128,925.00 988,925.00 1,117,850.00 12/01/2024 107,425.00 107,425.00 06/01/2025 905,000 5.000% 107,425.00 1,012,425.00 1,119,850.00 12/01/2025 84,800.00 84,800.00 06/01/2026 945,000 5,000"% 84,800.00 1,029,800.00 1,114,600.00 12/01/2026 61,175.00 61,175.00 06/01/2027 895,000 5.000% 61,175.00 956,175.00 1,017,350.00 12/01/2027 38,800.00 38,800.00 06/01/2028 940,000 2.000% 38,800.00 978,800.00 1,017,600.00 12/01/2028 29,400.00 29,400.00 06/01/2029 960,000 2.000% 29,400.00 989,400.00 1,018,800.00 12/01/2029 19,800.00 19,800.00 06/01/2030 980,000 2.000% 19,800.00 999,800.00 1,019,600.00 12/01/2030 10,000.00 10,000.00 06/01/2031 1,000,000 2.000% 10,000.00 1,010,000.00 1,020,000.00 10,775,000 2,174,554.79 12,949,554,79 12,949,554.79 Aug 27,2019 12:04 pin Prepared by PFM Financial Advisors LLC Page 4