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HomeMy WebLinkAboutA016 - Letter from Dorsey & Whitney dated October 15, 2002DORSEY & WHITNEY LLP ATTORNEYS AT LAW MINNEAPOLIS 801 GRAND, SUITE 3900 COSTA MESA NEW YORK DES MOINES, IOWA 50309 FARGO SEATTLE TELEPHONE: (515) 283-1000 HONG KONG DENVER GREAT FALLS FAX: (515) 283-1060 WASHINGTON, D.C. ROCHESTER www.dorseylaw.com NORTHERN VIRGINIA TOKYO DES MOINES MISSOULA LONDON VANCOUVER ANCHORAGE TORONTO SALT LAKE CITY SHANGHAI BRUSSELS October 15, 2002 We hereby certify that we have examined a certified copy of the proceedings of the City Council of the City of Ames, in the County of Story, State of Iowa (the "Issuer"), passed preliminary to the issue by the Issuer of its General Obligation Refunding Bonds, Series 2002C (the "Series 2002C Bonds") in the amount of $7,580,000, dated October 15, 2002, in the denomination of $5,000 each, or any integral multiple thereof, maturing on June I in each of the respective years and in the principal amounts and bearing interest payable semiannually, commencing June 1, 2003, at the respective rates, as follows: Principal Interest Rate Principal Interest Rate Year Amount Per Annum Year Amount Per Annum, 2003 $1,405,000 2.50% 2007 $1,060,000 3.50% 2004 $1,300,000 3.00% 2008 $ 450,000 3.50% 2005 $1,265,000 3.00% 2009 $ 435,000 3.50% 2006 $1,240,000 3.50% 2010 $ 425,000 3.50% Based upon our examination, we are of the opinion, as of the date hereof, that: 1. The aforementioned proceedings show lawful authority for such issue under the laws of the State of Iowa. 2. The Series 2002C Bonds are valid and binding general obligations of the Issuer. 3. All taxable property within the corporate boundaries of the Issuer is subject to the levy of taxes to pay the principal of and interest on the Series 2002C Bonds without constitutional or statutory limitation as to rate or amount. 4. The interest on the Series 2002C Bonds (including any original issue discount properly allocable to an owner thereof) is excluded from gross income for federal income tax purposes and is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations; it should be noted, however, that for the purpose of Page 2 computing the alternative minimum tax imposed on corporations (as defined for federal income tax purposes), such interest is taken into account in determining adjusted current earnings. The opinions set forth in the preceding sentence are subject to the condition that the Issuer comply with all requirements of the Internal Revenue Code of 1986 (the "Code") that must be satisfied subsequent to the issuance of the Series 2002C Bonds in order that interest thereon be, or continue to be, excluded from gross income for federal income tax purposes. The Issuer has covenanted to comply with each such requirement. Failure to comply with certain of such requirements may cause the inclusion of interest on the Series 2002C Bonds in gross income for federal income tax purposes to be retroactive to the date of issuance of the Series 2002C Bonds. 5. The Series 2002C Bonds are not "qualified tax-exempt obligations" within the meaning of Section 265(b)(3) of the Code, and, therefore, in the case of certain financial institutions (within the meaning of Section 265(b)(5) of the Code), a deduction is not allowed for that portion of such financial institutions' interest expense allocable to interest on the Series 2002C Bonds. We express no opinion regarding other federal tax consequences arising with respect to the Series 2002C Bonds, The rights of the owners of the Series 2002C Bonds and the enforceability thereof may be subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors' rights heretofore or hereafter enacted to the extent constitutionally applicable, and their enforcement may also be subject to the exercise of judicial discretion in appropriate cases. DORSEY & WHITNEY LLP /mies/419370-27/FDC & I.tr 419370-27 FDC — GO Refunding Bonds We, the undersigned, Mayor, City Clerk and City Treasurer, of the City of Ames, in Story County, Iowa (the "City"), do hereby certify that we are now and were at the time of the execution of the City's $7,580,000 General Obligation Refunding Bonds, Series 2002C, dated October 15, 2002 (the "Series 2002C Bonds"), the officers respectively above indicated; and that in pursuance of Chapter 384 of the Code of Iowa, and a resolution adopted by the City Council on September 24, 2002 (the "Resolution"), the Series 2002C Bonds have been heretofore lawfully authorized and this day by us lawfully issued, sold and delivered to the purchaser thereof (the "Purchaser"), and the Purchaser has paid the City $7,786,315.40, receipt of which is hereby acknowledged, which amount represents the purchase price of the Series 2002C Bonds ($7,786,315.40), plus accrued interest thereon ($-0-). The Series 2002C Bonds mature on June I in each of the years, in the respective principal amounts and bear interest payable semiannually, commencing June 1, 2003, at the respective rates, as follows: Principal Interest Rate Principal Interest Rate Year Amount Per Annum Year Amount Per Annum 2003 $1,405,000 2.50% 2007 $1,060,000 3.50% 2004 $1,300,000 3.00% 2008 $ 450,000 3.50% 2005 $1,265,000 3.00% 2009 $ 435,000 3.50% 2006 $1,240,000 3.50% 2010 $ 425,000 3.50% Each of the Series 2002C Bonds has been executed with the facsimile signatures of the aforesaid Mayor and City Clerk, with a facsimile of the official seal of the City imprinted thereon; and the aforesaid City Treasurer has authenticated each of the Series 2002C Bonds as the Registrar and Paying Agent, and has registered the Series 2002C Bonds as to principal and interest in the names of the owners on the registration books of the City. We further certify that the Series 2002C Bonds are being issued for the purpose of providing funds to pay a portion of the cost of advance refunding certain outstanding bonds of the City, as follows: Name of Issue General Obligation Corporate Purpose Bonds, Series 1994B (the "Series 1994B Bonds") General Obligation Corporate Purpose Bonds, Series 1995A (the "Series 1995A Bonds") General Obligation Corporate Purpose Bonds, Series 1995E (the "Series 1995B Bonds") Dated Amount to be Refunded 10/01/94 $ 660,000 05/01/95 $5,030,000 10/01/95 $1,750,000 totaling $7,440,000 (collectively, the "Refunded Bonds"), and scheduled to mature on and after June 1, 2003, $6,205,000 of which (the "Optional Bonds") are optional for prior redemption on June 1, 2003 (the "Redemption Date"), upon terms of par and accrued interest. We further certify that no controversy or litigation is pending, prayed or threatened involving the incorporation, organization, existence or boundaries of the City or the titles of the -I- DORSEY & wiij,rNEY LLP, ATTORNEYS, DES MOINES, IOWA ",kmes/419370-27/FDC & Ltr aforesaid officers to their respective positions or the proceedings incident to the authorization of the Series 2002C Bonds or in any way concerning the validity of the Series 2002C Bonds or the power and duty of the City to provide and apply adequate taxes to the full and prompt payment of the principal of and interest on the Series 2002C Bonds and that none of the proceedings incident to the authorization and issuance of the Series 2002C Bonds has been repealed or rescinded. We further certify that no petition of protest or objections of any kind have been filed or made objecting to the issuance of the Series 2002C Bonds or to the levy of taxes to pay the principal thereof or interest thereon and that no appeal of the decision of the City to issue the Series 2002C Bonds or to levy such taxes has been taken to the District Court. We further certify pursuant to Section 148 of the Internal Revenue Code of 1986 (the "Code") and applicable income tax regulations issued pursuant thereto (the "Regulations") as follows: 1. Each of the issues of Refunded Bonds is being called for redemption on its first permissible redemption date next occurring and the refunding of each of the issues of Refunded Bonds is the first advance refunding thereof. The estimated sources and uses of funds in connection with the issuance of the Series 2002C Bonds are as follows: SOURCES OF FUNDS Purchase Price of Series 2002C Bonds USES OF FUNDS Cash deposit to establish cash balance in Escrow Account U.S. Treasury Certificate of Indebtedness - State and Local Government Series (SLGS) for Escrow Account (purchase price) Costs of Issuance Deposit to Debt Service Fund for Series 2002C Bonds (Excess Proceeds) Total $7,786,315.40 $ 0.41 $7,743,471.00 $ 42,000.00 $ 843.99 $7,786,315.40 2. "SLGS" means the United States Treasury Certificate of Indebtedness - State and Local Government Series (shown on Exhibit A- I of the Verification Report attached hereto). 3. All of the original and investment proceeds of the Refunded Bonds have been expended as of the date hereof for the purposes for which they were issued. Consequently, upon retirement of the Refunded Bonds on the Redemption Date, no original or investment proceeds of the Refunded Bonds will become transferred proceeds of the Series 2002C Bonds within the meaning of Section 1. 148-9 of the Regulations. -2- DORSEY & WHITNEY LLP, ATTORNEYS, DES MINES, IOWA ,\mes/419370-27/FDC & Ltr 4. The proceeds of the Series 2002C Bonds will not exceed the amounts needed to accomplish the refunding of the Refunded Bonds. To the extent that proceeds of the Series 2002C Bonds constitute "excess proceeds" within the meaning of Section 1.148-10(c)(2) of the Regulations, such excess proceeds will not exceed one percent of the sale proceeds of the Series 2002C Bonds. 5. The Series 2002C Bonds were sold at public sale at a purchase price of $7,786,315.40, and the City has been advised by its financial advisor, that such price is fair and reasonable under customary standards applicable to the market. The Purchaser has informed the City that the initial offering price of the Series 2002C Bonds to the public was $7,805,265.40. The combined yield on the Series 2002C Bonds and the City's $5,885,000 General Obligation Corporate Purpose Bonds, Series 2002B, dated and issued concurrently herewith (the "Series 2002B Bonds"), is 2.8067607% (the "Combined Bond Yield"), as shown by Exhibit B of the Verification Report attached hereto setting out the calculation of such yield. 6. From the sale proceeds of the Series 2002C Bonds, $7,743,471.00 has been deposited and set aside into an escrow account (the "Escrow Account") with the Bank, as escrow agent, pursuant to an Escrow Agreement between the City and the Bank and invested by the purchase of the SLGS maturing at such times and in such principal and interest amounts as will be sufficient, with the cash balance in the Escrow Account, to pay when due the interest on and principal of the Refunded Bonds and to prepay the principal of the Optional Bonds on the Redemption Date, all as provided in the Escrow Agreement. The yield on the SLGS, computed in accordance with Section 1.148-5 of the Regulations, is 1.5776058% per annum, as shown on Exhibit A-1 of the Verification Report attached hereto, which yield is less than the Combined Bond Yield. 7. From the sale proceeds of the Series 2002C Bonds, $0.41 has been deposited and set aside into the Escrow Account to provide for a cash balance in the Escrow Account. 8. From the sale proceeds of the Series 2002C Bonds, $42,000 has been deposited with the Bank and immediately upon receipt thereof and in no event later than 30 days after the date hereof, will be disbursed to pay the issuance costs related to the Series 2002C Bonds. Until such time, the aforementioned amount may be invested without restriction as to yield pursuant to Section 1. 148-9(d)(2)(iv) of the Regulations. 9. From the sale proceeds of the Series 2002C Bonds, $843.99. (Excess Proceeds) has been deposited into the City's Debt Service Fund and will be applied to the payment of the interest on the Series 2002C Bonds due on June 1, 2003, and until such time may be invested without restriction as to yield. The amount of Excess Proceeds does not exceed more than 1% of the original sale proceeds of the Series 2002C Bonds. 10. The City will accumulate amounts to be used to pay debt service on the Series 2002C Bonds in the City's Debt Service Fund. The amounts to be accumulated are estimated to be sufficient to pay principal and interest on the Series 2002C Bonds as such becomes due and it is not expected that the Series 2002C Bonds will be paid from any other fund, nor is any other fund pledged as security for the Series 2002C Bonds. The amounts appropriated and on hand from time to time in the Debt Service Fund are not expected to exceed an amount equal to -3- DORSEY & WHITNEY LLP, ATTORNEYS, DES MOINES, IOWA kmes/419370-27/1,'DC & Ltr principal and interest due on the Series 2002C Bonds through the next following June I plus a reasonable carryover, as permitted for a "bona fide debt service fund" in Section 1.148-1(b) of the Regulations. If amounts in the Debt Service Fund at any time exceed the foregoing sum by an amount in excess of the "minor portion" permitted the Series 2002C Bonds by Section 1. 148- 2(g) of the Regulations, such excess shall be invested at a yield not exceeding the Combined Bond Yield as set forth in Section 5 above, unless an opinion is obtained from bond counsel indicating that investment yield restriction is not required 11. The weighted average maturity of the Series 2002C Bonds does not exceed 120% of the remaining reasonably expected economic life of the facilities originally financed by the Refunded Bonds. 12. The Series 2002C Bonds are not "hedge bonds" as defined in Section 148(g) of the Code because the City reasonably expected to expend all of the net sale proceeds of the Refunded Bonds on the projects for which the Refunded Bonds were issued within 3 years of the date of issuance thereof and none of the proceeds of the Refunded Bonds were invested in nonpurpose investments with a substantially guaranteed yield of 4 years or more. 13. There are no other governmental obligations of the City: (i) sold at substantially the same time as the Series 2002C Bonds, (ii) sold pursuant to the same plan of financing with the Series 2002C Bonds, and (iii) reasonably expected to be paid from substantially the same source of funds as will be used to pay the Series 2002C Bonds, except for the City's Series 2002B Bonds. 14. The City has not received notice that its certifications may not be relied upon with respect to its own issues, nor has it been advised that the Commissioner of Internal Revenue is contemplating listing the City as a governmental unit whose certifications may not be relied upon with respect to its issues of governmental obligations. 15. This certification is made in compliance with Section 1.148-2(b)(2) of the Regulations and is delivered as part of the transcript of proceedings and accompanying certificates with respect to the Series 2002C Bonds. 16. To the best of our knowledge and belief, there are no other facts, estimates and circumstances that would materially change the foregoing conclusions. 17. On the basis of the foregoing, it is not expected that the proceeds of the Series 2002C Bonds will be used in a manner that would cause the Series 2002C Bonds to be "arbitrage bonds", under Section 148 of the Code and the Regulations. We further certify that due provision has been made for the collection of taxes sufficient to pay the principal of and interest on the Series 2002C Bonds when due. All payments coming due before the collection of any such taxes will be paid promptly when due from legally available funds. We further certify that all meetings held in connection with the Series 2002C Bonds were open to the public at a place reasonably accessible to the public and that notice was given at least 24 hours prior to the commencement of all meetings by advising the news media who requested -4- DORSEY & WMTNEY LLP, ATTORNEYS, DES MOINES, IOWA Aines/419370-2711713C & Ltr notice of the time, date, place and the tentative agenda and by posting such notice and agenda at the administrative offices of the City or other principal office of the City on a bulletin board or other prominent place which is easily accessible to the public and is the place designated for the purpose of posting notices of meetings. IN WITNESS WHEREOF, we have hereunto affixed our respective official signatures as of October 15, 2002. (Seal) CITY OF �' 10 ",MES X Mayor City Clerk City Treasurer -5- DORSEY & WHITNEY LLP, ATTORNEYS, DES MOINES, IOWA CITY OF ANTES, IOWA VERIFICATION REPORT OCTOBER 15,2002 INDEPENDENT ACCOUNTANT'S VERIFICATION REPOR,r City of Ames 515 Clark Avenue Ames, Iowa Dorsey & Whitney LI-11 801 Grand, Suite 3900 Des Moines, Iowa Evensen Dodge, Inc. 650 Third Avenue South, Suite 1800 Minneapolis, Minnesota P'Irst American Bank 7031 Douglas Avenue Urbandale, Iowa FWIV111171111 InternationalI Pursuant to the request of Evensen Dodge, Inc. (the "Financial Advisor") on behalf of the City of Allies, Iowa (the "Issuer"), we have performed certain procedures, as discussed below, in contlection with the Issuer's proposed Issuance of the following two series of bonds, both to be dated October 15, 2002 (collectively referred to as the "2002 Bonds"): • $5,885,000 General Obligation Corporate Purpose Bonds, Series 2002B (the "2002B Bonds"); and • $7,580,000 General Obligation Refunding Bonds, Series 2002C (the "2002C Bonds"). Proceeds from the 2002' Bonds will be used to advance refund three ofthe ISSUer'S Outstanding General Obligation Corporate Purpose Bonds (collectively referred to as the "Refunded Bonds"), as summarized below: Optional To Be Refunded Redemption Amount Maturities Date and Price 06/01/03 06/01/03 through at • Series 1994B (the "Refunded 1994 Bonds") 660,000 06/01/06 100.00 06/01/03 06/01/03 through at • Series 1995A (the 1�efunded 1995A Bonds") $ 5,030,000 06/01/10 100.00 06/01/03 06/01/03 through at • Series 1995B (the "Refunded 1995B Bonds") 1,750,000 06/01/07 100.00 WGL�drey & PkfflcnLET is an independew menihex firr-tn (&I�SM lnlenn lion�d, <in Afih6�don ofinder)endent ,Iccoml6ng and conmd611v hnns City of Ames, Iowa Dorsey & Whitney LLP Evensen Dodge, Inc. First American Bank October 15, 2002 Page 2 The procedures were performed solely to assist the addressees of this report in evaluating the mathematical accuracy ofeertain schedules prepared by the Financial Advisor which indicate that: there will be sufficient funds available in an escrow account to be established on October 15, 2002 to pay the remaining debt service payments related to the Refunded Bonds (the "Escrow Requirements"), assuming those Refunded Bonds originally scheduled to mature on or after June 1, 2004 will be redeemed at par on June 1, 2003; and the yield on the United States Treasury Securities --State and Local Government Series (the "SLGS") to be Purchased on October 15, 2002 with 2002C Bond proceeds is less than the yield oil the 2002 Bonds. The procedures we performed are summarized below. We independently calculated the future casli receipts from the SLGS (Exhibit A-1), compared the future cash receipts to the I'Mancial Advisors schedules, and found the future cash receipts to be in agreement. We independently calculated the Escrow Requirements related to the Refunded Bonds using information from the Resolutions for the Refunded Bonds, compared the Escrow Requirements to the Financial Advisor's schedules, and found the Escrow Requirements to be in agreement. Using the results of our independent calculations described in procedures I and 2 above and using an assumed initial cash deposit of $0.41 (forty-one cents) to the escrow account on October 15, 2002, we prepared an escrow account cash flow schedule (attached hereto as Exhibit A). The resulting cash flow schedule indicates that there will be sufficient funds available in the escrow account to pay the Escrow Requirements on a timely basis. 4. We compared the rate table date (i.e., September 23, 2002) set forth on the SLGS Confirmation of Subscription Receipt to Form PD 4262 Department of the Treasury —Bureau of the Public Debt-- SLGS Table for Use on September 23, 2002 (the "SLGS Rate Table"), and found the dates to be the same. We compared the interest rate for or each SLGS to the SLGS Rate Table and found each interest rate to be equal to the applicable maximum allowable interest rate for use on September 23, 2002. C. We compared the terms (i.e., the principal amounts, interest rates, issue dates, and maturity dates) of the SLGS to be acquired on October 15, 2002, as summarized herein, to the Final SLGS subscription forms provided by the Financial Advisor; we found the terms to be in agreement. 7. We compared pertinent terms of the Refunded Bonds (i.e., debt service payment dates, annual maturity amounts, interest rates, and optional redemption provisions), as summarized on Exhibits A-2 through A-4, to the Resolutions for the Refunded Bonds provided by the Financial Advisor; we found the terns to be in agreement. City of Ames, Iowa Dorsey & Whitney LLP Evensen Dodge, Inc. First American Bank October 15, 2002 Page 3 We independently calculated the yield on the SLGS and the yield on the 2002 Bonds, assuming a settlement date of October 15, 2002. The term "yield," as used herein, means that yield which, when used in computing the present value of all payments of principal and interest on an obligation compounded semiannually using a 30/360-day year basis, produces all amount equal to: in the case of the SLGS, the purchase price of the SLGS; and, in the case of the 2002 Bonds, the issue price to the public as represented by the Financial Advisor. The results of our yield calculations, which are listed below, were compared to the yield calculations provided by the hinanclal Advisor; we found the yields to be in agreement. Yield Exhibit * Yield on SLGS 1.5776058% A-] 0 Yield on 2002 Bonds 2.8067607'Xo 13 Based on performing the agreed -upon procedures, we have found that those schedules provided by the Financial Advisor, when compared to those schedules prepared by us (attached hereto as Exhibits), are arithmetically accurate and reflect, based on the assumptions set forth herein, that: there will be sufficient funds available in the escrow account to pay the Escrow Requirements; and the yield on the SLGS is less than the yield on the 2002 Bonds, This engagement was performed in accordance with standards established by the American Institute of Certified Public Accountants (the "AICPA"). The sufficiency of these procedures is solely the responsibility of the specified users of the report. We make no representation regarding the sufficiency of the procedures summarized above, either for the purpose for which this report has been requested or for any other purpose. We were not engaged to, and did not, perform an examination, the objective of which would be the expression of an opinion on the anticipated escrow account cash sufficiency or yield eld calculations. Accordingly, in accordance with standards for attestation services established by the AICPA, we cannot express such an opinion. Had we performed an examination or performed additional procedures, other matters might have come to our attention that would have been reported to you. T'he results of our independent calculations with respect to the proposed transactions are summarized in the accompanying exhibits. The original computations, along with related characteristics and assumptions contained herein, were provided by the Financial Advisor on behalf of the Issuer. We relied solely on this information and these assumptions and limited our work to performing those procedures set forth above. (.,'Ity of'Ames, Iowa Dorsey & Whitney 1,1-11 Evensen Dodge, Inc. First American Bank October 15, 2002 Page 4 This report is issued solely for the information of', and assistance to, the addressees of this report and is not to be quoted or referred to in any document, except for the Official Statement and required closing transaction documents. Additionally, this report should not be used by those who have not agreed to the procedures and taken responsibility for the sufficiency of the procedures for their purposes. Under the terms of our engagement, we have no obligation to update this report because of events or transactions occurring subsequent to the date of this report. Minneapolis, Minnesota October 15, 2002 EXHIBIT CITY OF AMES,.1OWA ESCROW ACCOUNT CASH FLOW Escrow Requirements Total Cash Related to Receipts From Refunded Bonds SLGS (Exhibits A-2 Cash Date (Exhibit A- I) to A-4) Balance Initial cash deposit on October 15, 2002 $ 0.41 12/01/02 189,372.93) 189,372.50 0.84 06/01/03 7,629,3 71.68 7,629,372.50 0.02 $ 7,818,744.61 $ 7,818,745.00 EXHIBITA-1 CITY OF ANTES, IOWA CASH RECEIPTS FROM AND YIELD ON SLGS Present Value Oil October 15, -Fatal Cash 2002 Using F Receipt Interest Receipts From a Yield of Date 'Type Rate Principal Interest SLGS 1.5776058% 12/01/02 Cert. 1 .59% S 188,986 S 386.93 189,37193 S 188,993.07 06/01/03 Cert. 1.58% 7,554,485 74,886.68 7,629,371.68 7,554,477.93 $ 7,743.471 S 75,273,61 S 7,8 1 8,744.6 1 7,743A7 1.0 T Purchase price of SLGS S 7.743,47 1.00 The SUIll of the present valUeS ofiture cash receipts from file SLGS, on October 15, 2002 using a yield of C� 1.5776058 percent, is equal to the purchase price of the SLGS; therefore., the yield on the SL,GS is equal to 1.5776058 percent. EXHIBITA-2 CITY OF AMES, IOWA ESCROW REQUIREMENTS RELATED TO REFUNDED 1994 BONDS Escrow Requirements Related to Refunded 1994 Date Principal Interest Bonds 12/01/02 17,820.00 $ 17,820.00 06/01/03 660,000 (1) 17,820.00 677,820.00 S �660000 35,640.00 S 695,640.00 (1) Consists of the following bonds to be paid or optionally redeemed at par on Julie 1, 2003): cl Maturity Date Interest (June 1) Principal Rate 2003 $ 165,000 5.30% 2004 165,000 5.40% 2005 165,000 5 . 4 0 0/'o 2006 165,000 5.50% $ 660,000 8-XIIJB1/,4-3 CITY OF AMES,IOWA ESCROW REQUIREMENTS RELATED TO REFUNDED 1095A0O0N0S Date 12/01/02 Principal Interest Escrow Requirements Related to Refunded |995& Bonds 130,777.50 06/ |0g 5 (l) 13877750 5,160,777.50 (l) Consists ofthe following bonds to be paid or optionally redeemed at par on June 1,2003): Maturity oa/c lotcrcxc (June I) Principal Rate 2004 720'000 5.10% 2005 720,000 520% 2006 720,000 52596 2007 728,000 525% 2008 480,800 525'No 2089 475,000 525% 2018 475.000 525% EXHIBITA-4 CITY OF AMES, IOWA ESCROW REQUIREMENTS ]ZELATED TO REFUNDED 1995B BONDS Escrow Requirements Related to Refunded 1995B Date Principal Interest Bonds 12/01/02 - S 40,775.00 $ 40,775,00 06/01/03 1,750,000 (1) 40,775.00 1,790,775.00 1,750,000 S 81,550.00 $ 1,83 1,550.00 (1) Consists ofthe following; bonds to be paid or optionally redeemed at par on June 1,2003: Maturity Date Interest (June 1) Principal Rate 2003 350,000 4.60% 2004 350,000 4,60% 2005 350,000 4.601/)/o 2006 350,000 4.70% 2007 350,000 4.80% 1 J50,000 -EXHIBITA-5 CITY OF AMES, IOWA ESTIMATED SOURCES AND USES OF FUNDS (2002C BONDS) Sources: Principal arnount of'2002C Bonds $ 7,580,000.00 Net original issue premium 225,265.40 $ 7,805.265.40_ Uses Purchase price of SLGS $ 7,743,471.00 Initial cash deposit to escrow account 0.41 Underwriter's discount 18,950.00 Issuance costs 42,000.00 Contingency 843.99 $ 7,805,265.40 E,kll/BJI'B CITY OF AMES, IOWA YIELD ON2O02BONDS Issue price of 2002 Bonds for yield calculation purposes: Principal Original Issue premium 8um ofprcseotvalues offuturcdebt service payments, onOctober l5,2O02using uyield of2.Q0676O7 percent, on: -2OO2BBonds (Exhibit B-l) 2002B 2002C Bonds Bonds llotu| $ 5,885`000.00 $ 7,580,000.00 $ 13,465,00000 $ 6,009,761.88 770260367 The sum o[the present values ofdcbtmcrvioepuymcn1 tobumade oothe 2OO2 Bonds, on ()ckihcr 15,2002 usio�uyield of2.DO87607percent, isequal 10the issue iocofthe 20O2Bonds for yield calculation purposes; CITY OF AMES,IOWA PRESENT VALUE OF DEBT SERVICE PAYMENTS RELATED TO28OZB BONDS ucm Service Payment Date Principal Interest Rate Yield Interest TntalDcE^ Service Present V�I]uccm Dmocr\5. 2082Dsing aYield of 2886760796 06N104 430,008 225% 1.550% 81,503.75 511,503.75 488,815.30 1201/04 - ' 76,66625 76.66625 72.251�65 0601/05 435,000 2.50Y6 1.800% 7666625 5)1,66625 475,52995 120105 - - - 71228J5 71,228J5 65,282.88 060106 445.000 2.50% 2,130% 71,228.75 516,228.75 466.58148 120106 - - 65,66625 65,66625 58.529.66 0601N7 455.000 2,75% 2.440% 65,66625 520,66625 457,65T73 120107 ' - ' 59/410.08 59.410.00 51,497.78 8601/08 470,080 3.00% 2.740% 59,410.00 529,410.00 452,552.17 120108 - ' ' 52,368.00 52,360.00 44.139]3 0601X09 485,000 3,00% 2.970% 52,360.00 537,360.00 446,72163 12/0109 ' - - 45,085.00 45'085.00 36,461.04 0601/10 500,000 3.15% 3]60% 45.085.00 545.085.00 440,687.78 ]201/)0 - - 37218.00 37,20.00 29,667.03 06/ l/l\ 515,000 325% 3250% 37,218.00 552,210.00 434.176.36 1201/11 - - 28,84125 28^84125 22,362.66 0601/12 535,000 3.38Ylo 3.37O0NO 28,84125 563,84125 431,1356) 1201/12 - - - 20,013J5 20,013.75 15,091.52 0601/13 555,008 3.45% 3,5200//o 20,013J5 575.01375 427,592.83 1201/13 - - - 10,440.00 10,440.00 7,655.97 m EXHIBIT B-2 CITY OF AMES,IOWA PRESENT VALUE (}FDEBT SERVICE PAYMENTS RELATED TO 2002C BONDS VcN Service Payment Date Principal Interest Rate Yield ] Merest Total Debt Set-viceSet-vice Present Value on Odobcrl5, 2002Dsing oYidd of 28067607% 12/01/03 - - - 101,658.00 101,650.00 98,504.44 8601/04 1,300,000 I08Y& 1.57Y4 181,650.80 1,401,650,88 1,339477.89 1201/04 - - - 82,150.80 82,150.80 77/419.63 06/ l05 1265,000 3.00% 1.80% 82,150.00 1.347,150M 1252]}07.87 1201N5 - - - 63,175M 6I175.00 57,900.71 06/ ]/06 1,240,088 15OY6 2]4Y4 63]75.80 1,303,175M 1,177'847.27 1201/06 ' - 41,475.00 41.475.80 36,967,8 0601/07 1,060.000 3.50% 2450N, 41,475.00 1,101,475.00 968,179.00 120107 ' - - 22,925.00 22,925.80 19,871.86 06/ l0X 450L000 3.50% 2.75% 22'925.00 472.925M 404.26T45 1201/08 - - - 15,050.00 15,850.80 12,687.85 06/01X09 435,080 3�50Y4 2.97% 15,050.00 450.050.80 374.138.51 12N1/09 ' - - 7.437.50 7,437.50 6.097.42 0601/10 425000 3.50% 3,17Y6 7 34961505