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HomeMy WebLinkAboutA010 - PreSale AnalysisR1611 EVENSEN DODGE INC March 13, 1995 Mr. Steven Schainker, City Manager Ms. Alice Carroll, Finance Director City of Ames 515 Clark Avenue Ames, IA 50010 RE: $10,035,000 General Obligation Corporate Purpose Bonds, Series 1995 City of Ames, Iowa Dear Mr. Schainker and Ms. Carroll: Attached is our Presale Analysis prepared in connection with the City's issuance of $10,035,000 General Obligation Corporate Purpose Bonds, Series 1995 proposed for sale on April 11, 1995. The Presale Analysis summarizes the purpose of this issue, describes how the Bonds have been structured and discusses other aspects related to the marketing of the Bonds. We will prepare a Postsale Analysis reporting and analyzing the results of the sale after the Bonds have been sold. We look forward to a successful offering. Sincerely, EVENSEN DODGE, INC. Wayne S. Burggraaff Senior Vice President WHO Enclosure David M. Dirks Senior Vice President 001 Se( on d Avenue '�ou Ih, Sui I(, I-) 100, Minnc,yohs, MN i-3AO7 0 12/ 1 48 V3 S') 800M(8 (8200 1AX 012M8-7204 Page Purpose0fthe Sale ........................................................................................................... Y Proposed Terms and Conditions nfSale .......................................................................... 3 PreliminaryDebt Schedule ............................................................................. ................ 4 Bidding Requirements _____---_------------------------..11 Rating............................................................................................................................... I1 Federal Tax Considerations ---_-.—~_--..-------------------''}2 Official Statement Disclosure ............ ............................................................................. 4 GeneralMarket Conditions ...................................................................... ....................... 5 Proposed Financing Timetable ........................................................................................ }7 List of Participants _____________----------------------.]8 This Presale Analysis presents background information for the City's use in considering the issuance of $10,035,000 General Obligation Corporate Purpose Bonds, Series 1995 at a public sale on April 11, 1995. The Bonds will be issued for the purpose of financing the construction, reconstruction and repair of street improvements; the construction of a water project; the construction of storm sewer improvements; the construction of solid waste facility improvements; and the purchase of a fire truck. A schedule presenting the estimated sources and uses of funds for the Bonds follows. ESTIMATED SOURCES: Amount Bond Proceeds $10,035000 ESTIMATED USES: Project Costs: Solid Waste Improvements $7,048,000 Street Improvements 1,170,519 Storm Sewer Improvements 510,000 Water Project 920,000 Fire Truck 190,000 Costs of Issuance 96,131 Underwriter's Discount Total Estimated Uses A schedule allocating the bond proceeds is presented on the following page. REVENSEN DODGE INC Page 1 371087 tell "1 8 OOR 00 110 m ON o QU 10- It rj� u I 0 fie" 0 0 is Q 1 00 CIO u 0 W sueD 0 CN ke! Ch 0 CIS cu cd ca 0 601) iz kr) 001 �o 0,01 01� (111 CN mi 0 00 C41 C� 00 00 0 00 ,1 cq va . t ow Q u �D I rOWNW3 I Principal Amount of Issue: $10,035,000 Dated Date of Bonds: May 1, 1995 Proposed Sale Date: April 11, 1995 Type of Sale: Competitive First Interest Payment: December 1, 1995 Maturity Date and Amounts: June I as follows: 1996 $715,000 2004 $720,000 1997 715,000 2005 720,000 1998 715,000 2006 720,000 1999 715,000 2007 720,000 2000 715,000 2008 480,000 2001 715,000 2009 475,000 2002 715,000 2010 475,000 2003 720,000 Call Feature: Bonds maturing on June 1, 2004 and thereafter are subject to redemption prior to maturity on June 1, 2003 and on any date thereafter at a price of par plus accrued interest. Qualified Tax -Exempt Obligation: Not Bank Qualified. Security: General Obligation. Authorization: Division III of Chapter 384 of the Code of Iowa. mEVENSEN DODGE INC Page 3 371087 j I I 0 PRELIMINARY DEBT SCHEDULE The Bonds will be general obligations of the City. It is expected that $520,185 of special assessment revenue will be available, though not pledged, for the payment of a portion of the debt service on the Bonds. The following schedules present principal and interest payments for the Bonds. The rates used for these schedules are estimates of the rates the City might receive if the Bonds were sold today. The actual rates, however, will vary depending upon the tax exempt market on the day the Bonds are sold. NNEVENSEN DODGE INC Page 4 371087 $10,035,000 G.O. Corporate purpose Bonds, Series 1995 m193.795 Fire Truck Portion of the Bonds City of Ames, Iowa-preLiminary ============ oseT ssnvIcc moxcouLs ============ oxTc -------- -------------- pn|wC/wu cmUPow zwrcxssT PEn/ou TOTAL FzacxL TOTAL 12Y 1/95 ---------- -------------- -------------- 5,996,19 5,996.19 _______ u/ 1/96 16.150'00 4.700000 5,139.60 21,289'60 27'285.79 12y 1/96 4,760-07 4,760.07 6/ 1/97 16,150.00 4.900000 4,760.07 20,910'07 25,670.14 12/ 1/*7 4,364.40 4,364'40 6/ 1/98 16,150.00 5.000000 4,364.40 20,514.40 24,878.79 12/ 1/98 3,960.e5 3,*60.65 ev 1/99 16,150.00 5.100000 3,960.6e 20,110.65 74.071.29 12; 1/99 3,548'82 3'548.82 a/ 1/ o 16,150'00 5.200000 3,548.82 19,698.82 23,247.64 12/ 1/0 3,128,92 3,128.92 8/ 1/ 1 16,150'00 5-300000 3,128.92 19,278.92 22,407.84 12Y 1/ 1 2,�w.vs 2700.95 */ 1/ Z 16.150.00 5.350000 2,700'*5 18.850'95 21,551.89 12/ 1/ 2 2,268.93 2,268.99 6/ 1/ 3 16,14*.00 5.450000 2,268.93 18,417,93 20,686.8* 12/ 1/ 3 1,828'87 1,828.47 o/ V 4 16,149.00 5'550000 1,e28.87 17,977.87 19'806.74 1E1 1/ 4 1,380.74 1,380.74 6/ 1/ 5 16,149.00 5.600000 1,380.74 17'529.74 18,910.47 121 1/ 5 928.57 928'57 6/ 1/ 6 16'149.00 5.700000 928.57 17,077.57 18'006.13 12/ 1/6 468.32 468.32 a/ 1/ r _______ 16,149.00 5.aonVOo ___—___ 468.32 -------------- 16,617.32 17,�e.64 199.795'00 69,814.az � 3,609.22 ACCRUED Dated 5/ 1/95 with Detivery of 5/ 1/95 Bond Years 1,275.800 Average coupon 5.472193 Average Life 6.583243 w z c % 5.624094 % Using 99.0000000 RUNDxs: 03'09'1995 a 09`26:25 FILENAME: xMEs KEY: 95p $10,035uoO G.O. Corporate Purpose Bonds, series 1995 $520'185 Storm Sewer Improvements portion City of Ames, Iowa -Preliminary =========== usnT msxvrcs mcnsnuLe ============ oxTs ----------- px/wcImu cnupow Iwrsnesr nmIoo TOTAL pzmcAL TOTAL lZ/ 1/95 ------------ ------- 16,095.02 16,095'02 ------- e/ 1/96 45,349'00 4.700000 13,79e.74 57,144.74 73,239.76 121 1/96 12,/77-04 12,777.04 a/ 1/97 43,349.00 4.900000 13'777.0* 5e,126.04 68,903.07 12/ 1/97 11,714.99 11,714.99 6/ 1/98 43,349.00 5.000000 11^714.99 55,063.99 66,778.*7 12/ 1/98 10,831.26 10,$31'26 a/ 1/99 *3,349.00 5.100000 10,631.26 53,980.26 64,611-52 12/ 1/99 9,525'86 *,525.86 af 1/ o 43.349'00 5.200000 9,525.86 52,874.86 62,400.72 12/ 1/ 0 8,398.79 8,398.79 a/ V 1 43,349.00 5-300000 8,398.79 51,747.79 60,146.57 12/ 1/ 1 7,250.04 7,250.04 a/ n 2 43,349.00 5.350000 7,250'04 50,599.04 57,849'07 12/ )/ 2 6.090.*5 6,090.45 e/ 1/ s 43'349.00 5.450000 6,090.45 49,439.45 55'529.90 127 1/ s 4,909.19 4,909.19 a/ 1/ ^ 43,349.00 5.550000 4,909.19 48,258.19 53.167.38 12/ V 4 s'rna.au 3'706.26 6/ 1/ 5 43'348.00 5.600800 3,704,26 47,054.26 50,760.51 12Y 1/ s 2,492.51 2,492.51 */ 1/ a 43,348.00 5.700000 2,492.51 45,840-51 48,333.02 12/ 1/ 8 1,257.09 1,257.09 */ 1/ r _______ 43,348.00 5.anonnV ______________ 1,257-09 ^4,�5.op 45,862.18 520'1e5.00 187,397.*7 707,582.67 ACCRUED ========= 520,145.00 ============= 187,397.67 =========== 707,582'67 Dated s/ 1/95 with Delivery of s/ 1/95 Bond Years 3,424.538 Average opvpnn 5.472203 Average Life 6'583307 w r c z 5.624103 % uw/ne 99.0000000 7 / c % 5.642680 % From Delivery Date nuwoxrs: 03'09-1995 a 09:25:55 p/Lswxms: xwcm xs,: 95E v1o'm5'mm G.O. Corporate Purpose Bonds, Series 1�e -- $9m8,3rZ Water Portion Of me Bonds ci�v of Ames, Iowa -Preliminary =====~===== ocoT Ssnv/cE ocxeouLs mus ____ PRINCIPAL -------------- cm/nON /wTsmsar pemzoo TOTAL pzmcx/ rorxL 12/ 1/95 ---------- -------------- -------------- 29'034.13 -------------- 29,034'13 */ 1/96 78'198'00 4.700000 24'886.40 103'084.40 132.118'53 12/ 1/96 23,048.75 23.048.75 6/ 1/97 78,198'00 4.900000 23'048'75 101,246.75 246 75 124,295.49 12/ 1/97 21,132.90 21'1I290 6/ 1/98 78,198'00 5'000000 21'132'90 99'330.90 120,463'79 12Y 1/98 19,177.95 19'177.95 a/ 1/99 r8'19a.Oo 5.1DOOoo 19,177,95 '�5.95 116,553'89 12/ 1/�` 17.183'90 17^183.90 �~ a/ 1/ V 78'198.00 5.200000 17,183.90 95� 'U,9V 112.565.79 12/ 1/ 0 15,150.75 15'150'75 8/ 1/ 1 78'198,00 5-300000 15,150.75 93'348.75 108,499.49 12/ 1/ 1 13'078'50 13,078.50 nn� so a/ 1/ 2 78,198.00 5'350000 13,078.50 91'27650 104,355'00 12Y 1/ z 10'986-71 10'986.71 a/ 1/ 3 78.198.00 5.450000 10.986.71 89'184'71 100'171.41 12/ 1/ 3 e.855'81 8-855.81 ev 1/ 4 78,197.00 5.550000 8,855.81 87,052.81 95'908.62 �~ 12v 1/ 4 a'�o.u5 6'e85.85 a/ 1/ s 78'1*7.00 5.600000 6.�o'85 84'882.85 *1'568.*9 12/ 1/ 5 4'*96.33 4'496.I3 U� 6/1/ 6 �.1y7.� s.��� 4,*�.� mZ'*Q � 87,189.66 12/ 1/ 6 2,267.72 2'267'7a ev 1/ 7 78.197.00 -______ s'anouoo 2'267.73 ao*u4.rz mz.�2.4n 938'372.00 -__-_-_ -------------- 338'050.79 t27a'4Za.79 |� ��� ~~ 938,372.00 338,050.79 1.276.422.79 mated 5/ 1/95 with Delivery of s/ 1/95 Bond Years 6'177-600 Average Coupon 5.472203 Average Life 6.588316 w z c % 5-624102 % Using 99.0000000 T I c % 5'e42679 % From Delivery Date muwoxrs: 03-09'1995 m 09:25,19 pzLswxos: xmse xc,: 95n 1� 11 11 $10,035,000 G.O. Corporate Purpose Bonds, Series 1995 $1,193,895 Street Improvements Portion City of Ames, Iowa -Preliminary DEBT SERVICE SCHEDULE DATE -------- PRINCIPAL -------------- COUPON INTEREST PERIOD TOTAL FISCAL TOTAL 12/ 1/95 ------------------------ 36,940.27 ---------------------------- 36,940.27 6/ 1/96 99,492.00 4.700000 31,663.09 131,155.09 168,095.35 12/ 1/96 29,325.03 29,325.03 6/ 1/97 99,492.00 4.900000 29,325.03 128,817.03 158,142.05 12/ 1/97 26,887.47 26,887.47 6/ 1/98 99,492.00 5.000000 26,887.47 126,379.47 153,266.94 12/ 1/98 24,400.17 24,400.17 6/ 1/99 99,491.00 5.100000 24,400.17 123,891.17 148,291.34 12/ 1/99 21,863.15 21,863.15 6/ 1/ 0 99,491.00 5.200000 21,863.15 121,354.15 143,217.30 12/ 1/ 0 19,276.39 19,276.39 6/ 1/ 1 99,491.00 5.300000 19,276.39 118,767.39 138,043.77 12/ 1/ 1 16,639.88 16,639.88 6/ 1/ 2 99,491.00 5.350000 16,639.88 116,130.88 132,770.75 12/ 1/ 2 13,978.49 13,978.49 6/ 1/ 3 99,491.00 5.450000 13,978.49 113,469.49 127,447.98 12/ 1/ 3 11,267.36 11,267.36 6/ 1/ 4 99,491.00 5.550000 11,267.36 110,758.36 122,025.72 12/ 1/ 4 8,506.49 8,506.49 6/ 1/ 5 99,491.00 5.600000 8,506.49 107,997.49 116,503.97 12/ 1/ 5 5,720.74 5,720.74 6/ 1/ 6 99,491.00 5.700000 5,720.74 105,211.74 110,932.47 12/ 1/ 6 2,885.24 2,885.24 6/ 1/ 7 -------------- 99,491.00 5.800000 -------------- 2,885.24 102,376.24 105,261.48 1,193,895.00 -------------- 430,104.12 1,623,999.12 ACCRUED 1,193,895.00 430,104.12 1,623,999.12 Dated 5/ 1/95 with Delivery of 5/ 1/95 Band Years 7,859.795 Average Coupon 5.472205 Average Life 6.583322 N I C % 5.624104 % Using 99.0000000 T I C % 5.642681 % From Delivery Date RUNDATE: 03-09-1995 a@ 09:24:45 FILENAME: AMES KEY: 95B Fi 111 $10,035,000 G.O. Corporate Purpose Bonds, Series 1995 $7,188,753 nmym/na Recovery Portion City of Ames, Iowa-PreLiminary osaT ssnvIcs ocxsuuLs oxTs pnIwczwu oouPow IwTensmT PEVzou TOTAL nooxL TOTAL -------- -------------- ---------- -------------- -------------- _______ 12y 1/95 227,858.97 227,858.97 8/ 1/96 477,811.00 4-700000 195,307'89 673,118'69 900^977'86 zZy 1/e6 184,079^13 184,079.13 6/ 1/97 477,811-00 4.900000 184,079J3 661,890,13 845,969'26 12y 1/97 172,372.76 172,372'76 6/1/98 477,811'00 5,000000 172,372-76 650,183.76 822,556.52 12y 1/98 160,427,49 160,427,49 6/ 1/99 477 D12.00 5,100000 160,427,49 638,239.49 798,686,97 12/ 1/99 148,243-28 148,243'28 6/ 1/0 477,812-00 5,200000 148,243.28 626,055.28 774,298.56 12/ 1/ 0 135'820.17 135,820-17 6/ 1/ 1 477,812.00 5.300000 135,820.17 613,632.17 749,452'34 12y 1/ 1 133,158'15 123,158.15 6/ 1/ 2 477,02'00 5'350000 123,158.15 600,970.15 724,128.30 12y 1/ 2 110,376'68 110,376'68 6/ 1/ 3 482^813.00 5.450000 110,376-68 593,189'6e 703,566.36 12/ 1/ 5 97,220.03 97'220'03 6/ 1/ 4 482'04.00 5,550000 97,220.03 580,034-03 677.254'05 13Y V 4 83,021-94 83.821.94 6/ 1/5 482,815.00 5.600000 83,821-94 566,636.94 850.458.87 12/ 1/ 5 70,303,12 70,303.12 6/ V 6 *82,815.00 5-700000 70,303.12 553,118,12 623,421,23 12Y 1/ a 56,542-89 56,542.89 6/ 1/ 7 482^05.00 5-800000 56,542.89 539,357.89 595,900,77 12/ 1/ 7 42,541'25 42,541'25 6/ V 8 480.00¢'00 5,900000 42,541'25 522,541.25 565,082-50 121 1/ 8 28,381.25 28,381.35 6/ 1/ 9 475,000.00 5'950000 28,381.25 503,381'25 531,782-50 12/ 1/ 9 14,250.00 14^250,00 6/ 1/10 475,000'00 6.V8OOD0 14,250'00 489,250.00 503,500.00 _______ ______________ ACCRUED 7,108,753'00 3'278,242,89 10,466,995.89 7,188,753^00 3,278,242'89 10,466,995'89 Dated 5/ 1/95 with Detivery of 5/ 1/95 uvvd Years 58,133.518 Average Coupon 5.639161 Average Life 8.086732 w | c % 5,762821 % Using 99.0000000 r / c % 5.772848 % From oeLivery Date muwoATs: 03-09-1995 a 10:32:32 pzLswxms: xmsm ue, 95x $10,035,000 G. 0. Corporate Purpose Bonds, Series 1995 City of Ames, Iowa Preliminary DEBT SERVICE SCHEDULE -DATE- -- --- PRINCIPAL COUPON INTEREST PERIOD TOTAL FISCAL TOTAL 12/ 1/95 ---------- 315,924.58 ---------- 315,924.58 6/ 1/96 715,000.00 4.700000 270,792.50 985,792.50 1,301,717.08 12/ 1/96 253,990.00 253,990.00 6/ 1/97 715,000-00 4.900000 253,990.00 968,990.00 1,222,980.00 12/ 1/97 236,472.50 236,472.50 6/ 1/98 715,000.00 5.000000 236,472.50 951,472.50 1,187,945.00 12/ 1/98 218,597.50 218,597.50 6/ 1/99 715,000-00 5.100000 218,597.50 933,597.50 1,152,195.00 12/ 1/99 200,365.00 200,365.00 6/ 1/ 0 715,000.00 5.200000 200,365.00 915,365.00 1,115,730.00 12/ 1/ 0 181,775.00 181,775.00 6/ 1/ 1 715,000-00 5.300000 181,775.00 896,775.00 1,078,550.00 12/ 1/ 1 162,827.50 162,827.50 6/ 1/ 2 715,000-00 5.350000 162,827.50 877,827.50 1,040,655.00 12/ 1/ 2 143,701.25 143,701.25 6/ 1/ 3 720,000-00 5.450000 143,701.25 863,701.25 1,007,402.50 12/ 1/ 3 124,081.25 124,081.25 6/ 1/ 4 720,000-00 5.550000 124,081.25 844,081.25 968,162.50 12/ 1/ 4 104,101.25 104,101.25 6/ 1/ 5 720,000-00 5.600000 104,101.25 824,101.25 928,202.50 12/ 1/ 5 83,941.25 83,941.25 6/ 1/ 6 720,000-00 5.700000 83,941.25 803,941.25 887,882.50 12/ 1/ 6 63,421.25 63,421.25 6/ 1/ 7 720,000.00 5.800000 63,421.25 783,421.25 846,842.50 12/ 1/ 7 42,541.25 42,541.25 6/ 1/ 8 480,000-00 5.900000 42,541.25 522,541.25 565,082.50 12/ 1/ 8 28,381.25 28,381.25 6/ 1/ 9 475,000.00 5.950000 28,381.25 503,381.25 531,762.50 12/ 1/ 9 14,250.00 14,250.00 6/ 1/10 475,000.00 ------------- 6.000000 ---14,250.00 --------- 489,250.00 503,500.00 10,035,000.00 4,303,609.58 ------------- 14,338,609.58 ACCRUED 10,035,000.00 4,303,609.58 14,338,609.58 Dated 5/ 1/95 with Delivery of 5/ 1/95 Bond Years 76,871.250 Average Coupon 5.598464 Average Life 7.660314 N I C % 5.729007 % Using 99.0000000 T I C % 5.739951 % From Delivery Date RUNDATE: 03-09-1995 @ 11:17:29 FILENAME: AMES KEY: 95 I C I I 11 I I I F BIDDING REQUIREMENTS The bidders will be required to submit their bids in accordance with requirements outlined in the Notice of Sale. Bidders will be required to purchase the Bonds at a price not less than 99% of Par. The discount is a marketing feature which allows the purchaser to take its profit in the discount bid on the Bonds and to reoffer the Bonds at Par. The estimated compensation for issues of this size and maturity length should run between 0.8% and 1.0% depending on market conditions. The appropriate compensation of a purchaser varies depending upon the issue size, rating and market conditions. The competitive bid process assures that bidders will keep their profit margins at appropriate levels. A second requirement is that interest rates must be bid in ascending order. This bidding restriction is designed to protect the call feature on the Bonds. The call feature, which occurs first in 2003, gives the City the flexibility to refund or call the Bonds at an earlier date if interest rates drop significantly or if the conditions affecting debt repayment change. The City will request a rating on the Bonds from Moody's Investors Service and Standard & Poor's Corporation. Evensen Dodge will assist the City with its rating application. ==== EVENSEN DODGE INC Page I I 371087 l���i III L The following paragraphs present a brief summary of federal tax regulations and rulings which impact the tax status of the Bonds, as well as allowable uses of proceeds. In reference to the following paragraphs, it is our understanding that the Bonds: 1. will be issued as governmental purpose bonds; 2. will not be designated as qualified tax-exempt obligations; 3. will be subject to arbitrage rebate; 4. will not be used in whole or in part for reimbursement of previously expended funds. Tax ExemDtion The Internal Revenue Code of 1986 divides all debt sold by governmental issuers into the categories of "Governmental Purpose Bonds" and "Private Activity Bonds." Governmental Purpose Bonds are issuable on a tax-exempt basis while Private Activity Bonds, with some exceptions, are taxable. To be considered as Private Activity Bond, an issue must meet the following two tests: More than 10% of the proceeds of the bonds is used in the business of a nongovernmental unit, and (2) More than 10% of debt service on the bonds is paid either directly or indirectly by a nongovernmental unit. If private activity is unrelated to the governmental use, the cutoff is 5%. Private Activity Bonds may be issued on a tax-exempt or partially tax-exempt basis for 50 1 (c)(3) organizations, for Industrial Revenue Bonds issued under a state volume cap and for some special purposes as defined in the Code. The Bonds will be issued as Governmental Purpose Bonds. =WEVENSEN DODGE INC Page 12 371087 I I Another provision of the Internal Revenue Code of 1986 is a 100% disallowance of the interest deduction for banks which purchase tax-exempt bonds. An exception to this provision allows banks to deduct interest earned on governmental bonds when the jurisdiction issues no more than $10 million of tax-exempt debt in the calendar year. When possible, it is to the City's advantage to designate its tax-exempt debt as Qualified Tax -Exempt Obligations because such debt is slightly more marketable under current market conditions. The City will not designate the Bonds as Qualified Tax -Exempt Obligations. Arbitrage Rebate The Internal Revenue Code of 1986 also requires a rebate to the federal government of any interest earnings on the proceeds of the Bonds that are in excess of the yield on the Bonds ("arbitrage"), with the following exceptions: Issuers who issue less than $5,000,000 of Governmental Purpose Bonds during a calendar year do not have to rebate arbitrage earnings on any Governmental Purpose Bonds issued during that same calendar year. Issuers who expend proceeds on long term issues within the following spending schedule do not have to rebate arbitrage earnings for this specific issue: 0 10% of net proceeds in 6 months 0 45% in I year 0 75% in 18 months 0 95% in 2 years 0 100% in 3 years The last 5% of proceeds left after two years may only represent a reasonably required retainage, such as to ensure compliance with the terms of construction contracts. Since the City expects to issue more than $5,000,000 of governmental purpose bonds during 1995, it must rebate the excess arbitrage earnings if the spending schedule is not met. MEVENSEN DODGE INC Page 13 371087 I F Lj I j j I I Treasury Regulations enacted during 1991 impose restrictions on the use of proceeds for reimbursement purposes unless certain steps, including the adoption of an official intent to reimburse costs from bond proceeds, were taken prior to the issuance of debt. If the proceeds of the Bonds will be used for reimbursement purposes, the City should confirm official intent guidelines with bond counsel. 11 OFFICIAL STATEMENT DISCLOSURE The Securities Exchange Commission issued rule 15(c)2-12 in 1990 which states that underwriters cannot bid on issues of $1,000,000 or more unless they have first reviewed an official statement which has been designated by the issuing municipality as a "near final official statement." Though the rule places an obligation on the underwriter, it is generally understood that the ultimate responsibility for the quality of disclosure provided in an official statement rests with the issuer. Evensen Dodge will assist the City with the preparation and dissemination of a I"nearly final official statement" to the underwriting community prior to the issuance of the Bonds. A draft will be provided to the City for review and confirmation as to the accuracy of the Official Statement. After the sale, Evensen Dodge will prepare an addendum for the Official Statement which contains the information determined at the sale, such as the purchaser and the interest rates on the Bonds. Up to 150 copies of the Official Statement and Addendum will be provided to the Purchaser of the Bonds. sm�M T"WEVENSEN DODGE INC Page 14 371087 GENERAL MARKET CONDITIONS A graph showing The Bond Buyer's Index (BBI) dated March 9, 1995 follows. This graph shows the movement of tax-exempt rates since 1982. Even though interest rates have risen when compared to their lowest point in recent years, interest rates are still favorable and have fallen steadily over the last three months. We have estimated, based on current market conditions, that the Bonds will receive a net interest rate of between 5.65% and 5.85%. Nevertheless, the possibility of sudden shifts in the market exists because of its sensitivity to events that cannot be foreseen. Therefore, we cannot predict what the actual rate of interest will be when the Bonds are sold on April 11, 1995, =EvENSEN DODGE INC Page 15 371087 el ee U� q U� (D co to IUOOJ�d Axenuef locrtue-ea iaqur"ON iaqopo iaquWldaS Lsnbn-V Ain[ ounf Tudy lua;)1341 go, I PROPOSED FINANCING TIMETABLE Date Task March 1-9 Evensen Dodge prepares Official Statement. March 10 Sale memorandum to bond counsel. March 13 Draft Official Statement delivered to City and Bond Counsel. March 15 Presale Analysis delivered to City by Evensen Dodge. March 20 City and Bond Counsel supply Evensen Dodge with comments on first draft of Official Statement. March 22 Second draft of Official Statement delivered to City and Bond Counsel. March 27 City and Bond Counsel supply Evensen Dodge with comments on second draft of Official Statement. March 28 Council resolution to set hearing. March 28 Application for rating and official statement filed with rating agencies. March 28 Official Statement distributed to potential bidders. April 3-7 Evensen Dodge contacts potential bidders, answers rating questions. April 11 Bond sale. Council acts on the resolution awarding the sale of the Bonds. April 17 Evensen Dodge prepares final Official Statement. April 17-May I Evensen Dodge and Dorsey & Whitney coordinates closing arrangements. May 2 Bond closing. May 16 Postsale Analysis prepared by Evensen Dodge. EVENSEN DODGE INC Page 17 371087 LIST OF PARTICIPANTS Issuer City of Ames 515 Clark Avenue Ames, IA 50010 Mr. Steven Schainker, City Manager Ms. Alice Carroll, Finance Director Ms. Sue Rybolt, Asst. Finance Director 515/239-5113 515/239-5325 (FAX) Financial Consultant Evensen Dodge, Inc. 601 Second Avenue South, Suite 5 100 Minneapolis, MN 55402 Mr. Wayne S. Burggraaff, Sr. Vice President and Principal Ms. Deborah Nistler, Associate 612/338-3535 612/338-7264 (FAX) 100 Court Avenue, Suite 215 Des Moines, IA 50309 Mr. David M. Dirks, Senior Vice President 515/282-6138 515/282-0252 (FAX) Bond Counsel Dorsey & Whitney 801 Grand, Suite 3900 Des Moines, IA 50309 Mr. Robert Helmick 515/283-1000 515/283-1060 (FAX) 2:= ftEVENSEN DODGE INC Page 18 371087